QME Flashcards
Define QME
Qualified Medical Evaluator
Define AME
Agreed Medical Evaluator. Any Dr can be agreed by both parties to examine for disability. AME may NOT be licensed QME!
Define PTP
Primary Treating Physician.
Define IW
Injured Worker
Define QIW
QIW (Quilified Injured Worker) if they can not return to their job. They get $ to retrain called: Supplemental Job Displacement Benefits (SJDB), PAY OUT
What constitutes an “injury”
a specific trauma or cumulative trauma that results in lost work time and/or interference with an employees ability to work
Define AOE and COE
Arise out of Employment (AOE) + during the Course of Employment (COE) = Compensable work injury
Define Aggravation vs. Exacerbation
An aggravation is a permanent increase in the severity of the preexisting condition.
An exacerbation is a temporary increase in symptoms that resolves, returning you to baseline.
What is the no fault rule
The employer is required to pay benefits no matter who caused the injury.
Liability
Liability for the injury “shall, without regard to negligence, exist against an employer for any injury sustained by his or her employees arising out of and in the course of employment and for the death of any employee if the injury proximately causes death,
When is the Date of Injury (DOI)
the date the employee first suffered disability from the exposure
Specific Injury
Occurs as a result of an incident or exposure which causes any disability or need for medical treatment
Date of CT injury
both disability plus knowledge
“last injurious exposure”
Cumulative Trauma (CT) examples
· Cumulative trauma disorders (CTDs)
· Repetitive Stress Injury (RSI)
· Overuse syndrome
· Repetitive motion disorders
Define Medical Probability
Your opinion or conclusion based the probability 51% or greater.
“More likely than not”
What probability is needed to determine AOE?
“more likely than not”
Substantial medical evidence means
reasonable medical probability
“more than a mere scintilla. It means such relevant evidence as a reasonable mind might accept as adequate to support a conclusion.” Richardson v. Perales
What is the definition of permanent and stationary (P&S)?
A worker’s condition has reached Maximal Medical Improvement (MMI) and is unlikely to change substantially within the next year, with or without medical treatment
Define impairment
impairment–deviation from pre-injury state; PTP, QME Rate Impairment in % Whole Person Impairment (WPI) with AMA 5th Edition Guides to the Evaluation of Permanent Impairment
Define disability
disability–problems with function (work limits) due to impairment. Rated by the Disability Evaluation Unit (NOT the PTP or QME)
Who calculates the disability rating?
A DEU rater (Disability Evaluation Unit)
What are DEU forms 100 and 101?
100-Employee’s permanenet disability questionnaire; 101–Request for summary rating determination; both must accompany a QME report
WPI refers to:
Whole Person Impairment uses the AMA 5th Ed. Guides
What is the AMA 3% pain rule?
Physician can add a maximum of 3% to whole person impairment for pain greater than that normally associated with the injury
What 8 categories of ADLs are taken into account to form an impairment rating?
- self-care 2. communication 3. physical activity 4. sensory function 5. non-specialized hand activities 6. travel 7. sexual function 8. sleep
What is the combined valued chart (CVC)?
chart in AMA guides designed to account for effects of multiple body parts impairments with a summary value that won’t exceed 100%
Define UR
Utilization Review, they determine TREATMENT issues
Define IMR
Independent Medical Review, then determine TREATMENT disputes
What is form DWC1?
Work comp claim form used by injured employee to file a benefits claim
What is the relationship between whole person impairment and work restrictions
Physician must qualify work restrictions based on what is impaired; there is no equivalency
How long does a QME have to file a report
30 days for DOI after 1/1/94
When can an injured worker choose their own Primary Treating Physician (PTP) if not predesignated?
30 days after DOI unless signed up for an HCO
What is the pathophysiology of chronic pain?
process in which an injury produces one pathogenic mechanism, which in turn produces others so that the causes of pain change over time to include the loss of spinal inhibitory neurons leading to excitability and abnormal responsiveness in thalamic neuron
What is form RU-90
RU-91?
RU-90 form filled out jointly by employee/insurance company that details job duties
RU-91 QME form for work restriction decisions
Which 4 work factors are consistently highly associated with the onset of disabling pain?
- job dissatisfaction 2. lack of support at work 3. stress 4. perceived inadequacy of income
Define ‘Ex Parte’ communication
Ex Parte = excluding a party from communication. This is legally forbidden. The QME or AME should not talk to the attorneys or the carrier.
When you talk about details of the exam, you must include ALL Parties.
EXCEPTION for routine matters such as confirming appointments or that records have been sent, etc.
In cases made Permanent & Stationary prior to 01/01/05, the PD (permanent disability) rating is based upon:
Subjective factors of disability, objective factors and work restrictions/preclusions.
Now we use AMA 5th Ed. Guided for whole person impairment (WPI%)
Give objective findings examples
Lab tests, electrodiagnostic testing, x-rays and other imaging
Who may perform a comprehensive medical-legal evaluation and report for the purposes of proving or disproving a contested claim?
PTP
QME
AME
Medical-legal testimony means expert testimony provided by a physician at:
A deposition or
testimony WCAB hearing
Just FYI
‘Types of Causation’
Direct Causation: The work exposures are directly responsible for the health outcomes
Contributing Cause: Several factors led to the disease; work exposure is one of these factors
Acceleration: The disease process is accelerated by virtue of work exposure. The date of onset of the disease is much sooner than would have occurred absent in the
absence of the exposure
Precipitation: The work exposure “precipitates” the manifestation of the illness. For example, an underling tendency or asymptomatic problem was present, but the work exposure causes it to clinically manifest
Aggravation: A medical condition may be present already, but work exposure makes it worse
Define IMR
Independent Medical Review, a record review of patient to determine treatment issues.
Presumptions
presumptions for some injuries and employment
presumption that the injury is accepted if the employer does not deny liability within a prescribed time period of receipt of the claim
New Injury
How much time does an employer have to provide the employee with a DWC1 form for a new claim?
1 business day
What is the timeframe for an employee to file a WC claim to receive benefits?
within 30 days of DOI
By when must an objection to a medical determination by a treating physician be made?
within 20 days of PTP report receipt if represented, 30 days if unrepresented
When can a claims admin submit a QME form 105?
if employee has not submitted the form within 10 days after the form was given to him/her by the employee
If the request for a panel QME is not issued within ____ working days in an unrepresented case the employee can obtain an evaluation from any QME in the area.
20
How many days does the unrepresented worker have to select a physician and make an appointment after the panel is issued before the claims administrator can do so?
10
How many days do the claims administrator/represented worker have to strike a name from a panel?
10
Within how many days must a QME make an appointment with an employee?
Within 90days of initial request, can be extended to 120 days with written request. If not scheduled within 90 days, a new QME Dr. panel can be requested.
How many days does the QME have to submit the QME appointment notification form (form 110)? What info must it include?
5 business days; if an interpreter is needed
Once scheduled, A QME appointment cannot be cancelled less than _____ days by any party without good cause; if cancelled, it but be rescheduled within _____ calendar days and cannot be more than ___ calendar days from the initial request unless agreed upon
6 business days; 30; 90
What is the process for sending records to a QME?
records must first be served to the opposing party 20 days before it is provided to the QME; if the opposing party objects to sending non-medical records within 10 days of its receipt, it will not be provided to the QME
How long do parties have after an appointment to get requested records to QME before QME is allowed to finish report without them? How long does QME have to finish report, regardless of records received?
10 days; 30 days
How long does a QME have to identify a conflict of interest?
5 days from becoming aware of the conflict. For example the person was a former patient, family member, etc.
What is the minimum allowable facetime for a QME exam for a neuromusculoskeleton evaluation?
20 minutes
For how long can a QME be unavailable? When does that QME need to notify the Medical Director of that fact?
14-90 days; 30 days prior
How long does a QME have to complete supplemental reports?
60 days from written notice
By when must workers temporary disability payments after employers knowledge of the claim (unless the employer contests the claim)
14 days
How long does a PTP have to file a doctors first report
5 days
How long does a physician have to contact a local health officer for suspected or diagnosed pesticide poisoning?
24 hours
How many days does an employer have to contest a work comp claim?
90
When a QME receives a request to schedule an evaluation, the QME must issue a QME Appointment Notification Form to all parties within
5 working days
A QME must retain QME reports for how many years?
5
Temporary disability benefits/payments from 2005 forward can last for:
104 weeks
When an IW contacts a QME to make an appointment, the QME must set the appointment within how many days of the contact?
60 days
Within how many days, does the PTP have to send the Doctor’s First Report of Occupational Illness or Injury to the involved parties?
5 days of the initial examination
The ‘QME Appointment Notification Form’ should be sent:
Within 5 business days after scheduling the patient for the evaluation
A PQME or Agreed PQME who cancels a scheduled appointment shall:
Reschedule the appointment within 30 calendar days
QME has to schedule a deposition within .. days.
120 days. It takes place w/in 20 miles where IW’s eval took place.
Temporary disability may last up to… week within … years from the DOI for injuries from 1/1/2008
2 years (104 weeks) , 5 years
Employers who contract with HCO can direct tx of IW up to … days.
90 or 180 days following an injury.
The boss (insurer) has … days to accept or deny IW’s claim. In the meantime, IW may receive $….. worth of treatment.
90 days
$10,000
QME may be denied reappointment if she was made unavailable for more than… days during a calendar year.
90 days
QME can apply for an extension on a 30 day after appointment report deadline in cases of good cause (medical emergency, natural disaster etc) - how long is the extension?
15 days
Employee has … years to use Supplemental Job Displacement Benefit (SJDB) or within … years of DOI.
2 years or 5 years.
Employer has … days to give return to work dater after the Return To Work (RTW) and voucher report.
60 days.
Supplemental reports must be completed and served no later than…. days since the request.
60 days from the request.
Supplemental report deadline may have extended for no more than… days.
30 days if agreed by both parties.
The re-scheduled appointment date may not be more than … calendar days from the date of the INITIAL request (unless parties agree in writing).
60 days
In how many days after the PTP’s report, shall 2nd opinion spine report be served to all partied?
45 days
IMR decision must be provided to all parties in layterms within how many days of the receipt of the request for review?
30 days and 72 hrs for expedited request
To get the money, IW has to tell the boss about the injury within … days of injury.
30 days
When UR is RETROSPECTIVE, decisions must be communicated to PTP who requested med. services and IW/his lawyer within… days.
30 days
If employer doesn’t provide a new PTP within … days, then IW can choose one himself.
30 days
* normally within 5 days boss should provide a new PTP if IW requests.
Unrep IW. If request for QME panel is not issued within … working days, then IW can have eval from any QME within reasonable geographic area.
20 days
Either party may object PTP’s med. determination by notifying the other party in writing in how many days?
rep vs unrep IW
represented IW- 20 days
unrepresented- 30 days
PTP says IW is P&S. PTP must report within how many days from the date of exam all info about perm. impairment & any need for med. Tx?
20 days unless good cause
Before 1 party can give any info to the QME/AME they must send it (give the heads up) to the other party within… days before info is sent to QME.
20 days
PTP must report results of consults, results of other Drs reports or changes in IW condition in … days after receiving them.
20 days
Within …. days of the Request for Authorization, the UR decision must be made.
14 days. If no additional info submitted within 14 days from the date of submission, then request will be denied.
IW files Request for Factual Correction of QME report, the QME panel has:
… days after request to review corrections and determine if factual corrections are necessary for unrep IW and
….days for both parties or claims admin.
10 days for unrep and 15 days for rep IW or if the request was filed by the both parties or the claims admin.
Represented IW. If IW & boss disagree w/PTP’s findings, they must wait…. waiting period and… for mailing an objection before DWC can assign a QME.
10 days waiting period
5 days for mailing an objection
How many days for each party to strike out 1 QME name from the panel?
If they don’t, then another party choses a QME.
3 days
Represented IW. If no AME agreed upon, then IW has …days to choose a QME.
10 days
A represented IW has…. days to select an AME.
This can be extended if agreed upon for… days.
10 days
20 days
If unrepresented IW doesn’t make a choice of his QME in … days then the insured can make this choice for him in ….days.
10 days and 10 days
If the opposing party objects to sending non-medical records (video tape etc), they need to object how fast so that QME will not be provided the tape?
Within 10 days
Dispute about spinal surgery is NOT handled by QME/AME but a special procedure.
If boss disagrees with needing a sx, insurer (IW) has …. days from the report to disagree. (with the boss)
Both lawyers can agree on a surgeon for a 2nd opinion. If they can’t agree in … days, then AD will provide randomly selected surgeon for a 2nd opinion in … days. If boss/insurer disagrees w/ 2nd opinion–> go to court.
10 days
10 days
5 days
How much in advance should QME notify medical director of being unavailable to perform or schedule an eval?
30 days before the period of unavailability
QME has to let MD (medical director) know of being unavailable to schedule or perform medical eval if QME is unavailable for how long?
14-90 days max
Employer has …. days from the notification of the injury to contest the claim. If he doesn’t, the injury is compensable.
90 days
Temporary Disability Benefits payments must begin within…. days of the employer’s knowledge of the claim
14 days (unless the employer contests (objects) the claim.
Once scheduled, an appointment can not be canceled by QME or any party in ….day, except for good cause.
6 biz. days
A concurrent or prospective Utilization Review REQUEST must get a yes or no decision in… how many days after being received by an adjuster?
5 working days
PTP must be informed by phone/fax in 24 hrs
After employer learns of an injury, how soon should they complete “Employer’s First Report” Employer’s Report of Occupational Injury or Illness?
5 days
Decisions for expedited Utilization Review are made in…
72 hrs (after the receipt of written information reasonably necessary to make a decision)
After employer learns about an injury (from any source), he must provide IW Employee’s Claim for WCB claim (DWC1) within…
1 working day. It must be dated. IW fills it out & returns to boss
PTP must be notified that his request for authorization prior or concurrent with provision of med care is approve is..
24 hrs
Employer must immediately report to OSHA a serious injury in more than ….hrs of hospitalization except obs, loss of body part or disfigurement
24 hrs
How many hrs/days does the employer have to get a PTP from their MPN once they learn of an employee injury?
24 hrs
What is the rule of exclusive remedy?
Worker cannot pursue other civil action, even if employer was negligent, unless the employer is uninsured for work comp
By what percentage is the employee’s compensation increased if an injury resulted from serious and willful misconduct of an employer?
50%
What are the 7 exceptions to claiming something as a work related injury?
- if etoh/drugs were used; 2. intentionally self inflicted harm 3. suicide 4. injury from an altercation in which the employee is an aggressor 5. injuries from a crime 6. injuries during off duty recreational activities 7. psych injuries claimed after termination
For injuries that result from serious and willful misconduct of an injured employee, benefits are reduced by ____ unless_____
50%; unless death or permanent disability of >70%, age <16, or injury resulted from failure of employer to comply with health/safety laws
When first aid is administered, what reports should be filed
Doctors first report (employers first report is not required)
Employers have an obligation to authorize up to $________ within 1 working day after a claim is filed
$10,000
Which 6 components should be included in an occupational history
- all jobs worker has held; 2. length of employment; 3. specific job duties; 4. how much time was spent on each task 5. occupational hazard exposures; 6. what protective equipment was used
What are the 7 exceptions to claiming something as a work related injury? (logical, just think about it)
- if etoh/drugs were used; 2. intentionally self inflicted harm 3. suicide 4. injury from an altercation in which the employee is an aggressor 5. injuries from a crime 6. injuries during off duty recreational activities 7. psych injuries claimed after termination
In which conditions in firefighters, forestry officers, peace officers and correctional employees is the burden of proof on the employer?
hernias, pneumonia, TB, heart dz, cancer
When is a psych injury compensable? “burden of proof”
employment events contribute >50% to injury (or >35% if a violent act was witnessed example Bank Robbery)
When are psych injuries not compensable?
if worker has worked there <6 months in total, if claim is due to personnel matters, or if claim is filed after notice of termination (except in extreme cases)
After how many visits can a chiropractor no longer be the treating physician
24
For injuries occurring after which date are the AMA guides used to evaluate disability?
1/1/2005
What event generally triggers a QME evaluation under LC 4061
permanent disability dispute after the PTP claims worker is P&S and termination of temporary disability
What is a QME evaluation under LC 4060
Helping to determining the compensability of a claim after claim form is filed but before the body part has been accepted by the claims administrator
What disputes fall under LC 4062?
- is worker temporarily disabled? 2. does worker need work restrictions? 3. is there a new/further disability after judicial determination of permanent disability as a result of injury deterioration 4. whether a new body part added to the claim
Since when has disputes over what medical treatment not done by QMEs
since 7/1/2013–now resolved by IMR process if UR is denied
What is the difference between QME forms 105 and 106?
105–unrepresented workers; 106–represented workers
who gets the first opportunity to request a QME panel?
injured worker
Can a worker get a second med-legal evaluation if they later become represented by an attorney?
No
QME evaluations are only available for represented workers for DOI after______?
1/1/2005
Can an evaluator cancel an appointment for lack of medical records?
No (unless psych)
The April 1997 Permanent Disability Rating Schedule (PDRS) can be used for a DOI prior to_____?
1/1/2005
Now we use the AMA Gides 5th Ed for Whole Person Impairment %
How can an unrepresented worker ask for a factual correction to a QME report?
File form QME 37, asking the QME to correct facts; The QME has 10 days to do so.
What is the process for sending records to a QME?
records must first be served to the opposing party 20 days before it is provided to the QME; if the opposing party objects to sending non-medical records within 10 days of its receipt, it will not be provided to the QME
Which records are prohibited from being sent to a QME?
1, any prior report that has been rejected as untimely; 2. an MD report that talks about impairment/disability that is not by a PTP, secondary physician, or QME (unless judge rules it admissible) 3. Any record that has been stricken by a judge
How much $ does a worker receive for total disability?
weekly amount that was determined for temporary disability for life
If the Injured Worker can NOT return to their job, they are a QIW (Quilified Injured Worker) and get $ to retrain called: Supplemental Job Displacement Benefits (SJDB), PAY OUT AMOUNTS
For injuries before 1-1-13 the voucher amount ranges from $4000 to $10,000 depending upon the permanent disability rating
For dates of injury on/after 1-1-13 the voucher will be $6000 across the board, regardless of the permanent disability rating
The voucher will be due 60 days after a treating doctor, AME or QME declares the injured worker permanent and stationary, reports what the worker’s work capabilities are
and the employer does not offer the worker a job
If offered, the job must pay no less than 85% of the worker’s earnings at the time of the injury, and be expected to last at least 12 months
The SJDB voucher can be used for?
Training at a California public school, or other approved provider listed by the state
To pay for licensing or certification and testing fees
Purchase tools required by a training course
Up to $1000 to purchase a computer and/or $500 in miscellaneous expenses
Up to $600 for the services of a licensed placement agency or vocational counselor
What are the voucher amounts for supplemental job displacement benefits?
PDRS<15% $4000; 15-25%: $6000 26-49%: $8000; 50-99%: $10,000