QFS Flashcards
A set amount of money due on a set date;
fixed expense
expenses paid once a year;
annual expense
to sign a check is to BLANK it
endorse
a plan for the use and management of money
budget
expenses that vary in amount are called what?
flexible expense
what source of income is risky to include in a budget plan?
additional sources bonus, holidays
what does PIN stand for?
personal identification number
what is the maximum amount you can change on a credit card?
credit line
what are assets?
a useful or valuable thing, person, or quality house, car
what is collateral?
an item or value that a lender can seize from a borrower that fails to repay a loan
what are 3 ways to obtain credit?
get a co-signer, take out a credit builder loan, and or apply for a credit card
A written contract that legally binds a lender and a borrower to specific credit terms is a what?
credit agreement
“BAD” credit ranges where?
300 - 579
“FAIR” credit ranges where?
580 - 669
“GOOD” credit ranges where?
670 - 739 and 740 - 799
“EXCELLENT” credit ranges where?
800 - 850
plans that are made to reach a specific goal is what?
a action plan
to experience through hearing is what?
audiotory
the principles that govern a person or group is what?
ethics
the end toward which effort is aimed is called what?
gaol
a learning style through doing is what?
kinesth learning
a description of what an individual would like to accomplish in the future is called what?
vision statement
the formal term for yes in the parliamentary procedure is what?
aye
to speak againt for or againt a motion is what?
debate
why is it important to check the date when researching?
so that you get accurate information
T/F an employer can reserve certain jobs for men and prevent women from applying or being considered
FALSE
all employers misy abide by the law and treat all job candidates equally according to WHO?
What does that stand for?
EOE
equal opportunity employees
what is the greatest weapon against discrimination and sexual harassment at work?
to know your rights
what are 2 basic forms of sexual harassment?
1) something is given to get something in return- quid pro quo harassment
2) a person makes an enjoyment unpleasant that I infers with your work performance
an advanced degree requiring education beyond a bachelor’s degree is what?
a degree
T/F you can receive a bachelor’s degree from a community college
FALSE
you can receive an associates degree
a classified ad providing specific info about a job is a what?
open ad
what is a gap in employment?
a time during your professional career, that you didn’t have formal employment.
T/F a resume is a verbal summary of a person edu, work, experience, and other job qualifications
FALSE
how often should you update your resume?
every job opprotunity
