PYQ Flashcards
Currently,______ percent of FDI is allowed in PSU banks under the government approval route. Private banks have a higher FDI capital at_____ percent provided there is no change of control and management. RBI regulation do not permit a single entity to invest more than ______percent in a bank.
20% of FDI is allowed in PSU banks under government approval route.
Private banks have a higher FDI capital at 74% provided there is no change of control and management.
RBI regulation do not permit a single entity to invest more than 10% in a bank.
What are examples of revenue expenditure?
Payment of salaries,
wages ,
pensions ,
subsidies etc.
Low employee turnover is generally indicative of_____?
Poor performance
Two banks A and B has the same number of outstanding shares , equity capital, dividend and earning. But the market price of A is 1800 and B is 600. What it implies?
P/E Ratio of one is higher than other.
National electronic toll collection (NETC)
And FasTag.
NETC has developed the fastag program to meet the electronic tolling requirements of the Indian market.
It offers an interoperable national wide toll payment solution including clearing house services for settlement and dispute management. Interoperability as it applies to FasTag system and compasses a common set of processes business rules and technical specifications which enable a customers to use the fast tag as payment mode on any of the toll plaza irrespective of who has acquired the toll plaza.
Fastag is introduced by which organisation?
NPCI national payment corporation of India., 2008.
MD&CEO - Dilip Asbe
Chairman - Biswamohan Mahapatra
HQ- Mumbai
Regulatory Sandbox and Cohort
Regulatory sandbox usually refers to live testing of new products or services in a controlled/ test regulatory environment for which regulators may or may not permit certain regulatory relaxations for the limited purpose of the testing.
The reserve Bank of India had announce opening of the first COHORT under regulatory Sandbox.
Capital markets
Capital markets are where savings and investments are channeled between suppliers-people or institutions with capital to land or invest-and those in need.
suppliers typically include banks and investors while those who seek capital or business is governments and individual.
Capital markets are composed of primary and secondary market. The most common capital market are the stock market and the bond market.
SEBI is the regulator of
Commodity markets and capital market.
RBI is a regulator of NBFCs.
Application supported by blocked amount (ASBA)
An IPO application process developed by SEBI, which contains an authorization to block the application money in the bank account for subscribing to an IPO issue, you cannot use the blocked amount for any purpose.
According to a circular release by SEBI 2018 , apart from ASBA process applicants can also apply for an IPO through
UPI
ASBA applications can be made through
Self certified Syndicate banks
Hybrid annuity model (HAM)
The struggle of various types of PPP project especially in highway construction, union government in 2016 approved HAM model to Fastrack Highway projects revive the public private partnership mode and attract more investments in the sector.
The support provided by the government during the construction phase and later in the annuities during the operation phase will be in the ratio of 40 : 60.
For infrastructure the PPP model is majorly used.
Financial markets
Financial market is a market in which people trade financial security and derivatives at low transaction cost. Some of the security include stocks and bonds , raw materials and precious metals which are known as the financial market as commodities.
SEBI is the regulator of capital market.
Financial markets
Financial market is a market in which people trade financial security and derivatives at low transaction cost. Some of the security include stocks and bonds , raw materials and precious metals which are known as the financial market as commodities.
SEBI is the regulator of capital market.
