Procedural

Question 1

What should you obtain from the suspect

Answer 1

A hand writing sample, preferably on the same or similar document to that of the offending document

Question 2

What should you find out from the suspect

Answer 2

knowledge of the state of the account
expectations of funds
overdraft arrangements

Question 3

what are counterfeit cards

Answer 3

When a persons genuine details are stolen through atm skimming or eftpos/internet data compromise and are used to obtain goods or cash via a cloned card

Question 4

What should you obtain from the bank in relation to the suspect?

Answer 4

A hand writing sample of the suspect

Question 5

What details should you obtain from the account manager?

Answer 5

• Account holders full particulars
• When account was opened
• Account history
• Date cheque book/card reported missing
• serial numbers of missing cheques
• details of dishonoured cheques
• if account holder suspected of issuing valueless cheques

Question 6

What should you not do with document exhibits

Answer 6

punch, fold or crease them
use staples, pins or Sellotape
make impressions on them

Question 7

What is a dishonoured cheque

Answer 7

A cheque that has been used where the genuine account holder has exceeded their authority

Question 8

What are the four types of company deceptions

Answer 8

Category A - Large scale where the employees offend against the employer

Category B - Offences committed against financial institutions by people outside the institution

Category C - Deception committed against the public by people who entice the public to invest money

Category D - Offences committed by professionals in a position of trust who offend against their clients

Question 9

What may the SFO request police do and what must they do with this request?

Answer 9

Arrest a suspect as they do not have power to do so.

They must provide a report detailing sufficient evidence to arrest or provide an arrest warrant.

Question 10

When cheques are defrauded through lack of funds what should you include in the account holders statement

Answer 10

their full particulars
date account was opened
nature and amount of first deposit
any arrangements for regular deposits
overdraft arrangements
general pattern of how account has been used
state f account when cheques were issued
if they were aware of the state of the account before issuing the dishonoured cheque
details of dishonoured cheques and firms defrauded
amount of saving sin other accounts

Question 11

What sources can help from the ministry of business, innovation and employment?

Answer 11

• Registrar of companies
• Companies Office
• Official Assignee
• Insolvency Services

Question 12

Who is able to assist during deception investigations

Answer 12

• Police accountants and legal officers
• Ministry of business, innovation and employment
• Commerce commission
• Financial Markets Authority
• NZ Customs
• Liquidators and Receivers

Question 13

What should you do before starting any fraud investigation?

Answer 13

Contact the relevant banks fraud department and seek guidance

Question 14

How should you store document exhibits

Answer 14

In a clear plastic sleeve

Question 15

What must the serious fraud office (SFO) be notified of?

Answer 15

-All fraud complaitns with an actual or piotential loss of $2 million plus
-When the facts, law or evidence is high in complexity
-Fraud complaitns of a great interest or concern (eg public figures)
-

Question 16

When an account has been opened n a false name what should you find out?

Answer 16

details used to open the account
account number
date account opened
amount of first deposit
details of all other deposits
offender descriptions
name/address of employee who opened account 
serial numbers of cheques supplied
details of dishonoured cheques and the people or firms defrauded