Principles of Communication and Counseling

Question 1

Client-Centered Couseling Theory

Answer 1

Use warm, uncondiitonal positive regard and empathy to help clients fully understand and experience their feelings, thoughts and goals

Question 2

Behavioral Counseling Theory

Answer 2

Assumes that if clients need to or want to change their behavior, then behavior should be the focus of the work

This may include the goals of changing spending or savings behavioirs as well as investing behaviors

Probaly results from inapproprate learning and needs some reinforcement of finanical planning concepts

Question 3

Cognitive Counseling Theory

Answer 3

Assumes that a client’s negative thoughts are a result of painful emotions from past experiences, which often lead to maladaptive financial behavior

Could be effective for client issues such as overspending and gambling problems

Question 4

Solution-focused counseling theory

Answer 4

Emphasis on a client’s STRENGTHS and GOALS, with belief that a client already has the resources to change financial behaviors