Principles for Responsible Banking

Question 1

Principle 1

Answer 1

Alignment

Question 2

We will align our business strategy to be consistent with and contribute to individuals’ needs and society’s goals, as expressed in the SDGs, the Paris Agreement and relevant national and regional frameworks.

Answer 2

Principle 1

Question 3

Principle 2

Answer 3

Impact and target setting

Question 4

We will continuously increase our positive impacts while reducing the negative impacts on, and managing the risks to, people and environment resulting from our activities, products and services. To this end, we will set and publish targets where we can have the most significant impacts.

Answer 4

Principle 2

Question 5

Principle 3

Answer 5

Clients and customers

Question 6

We will work responsible with our clients and our customers to encourage sustainable practices and enable economic activities that create shared prosperity for current and future generations

Answer 6

Principle 3

Question 7

Principle 4

Answer 7

Stakeholders

Question 8

We will proactively and responsibly consult, engage and partner with relevant stakeholders to achieve society’s goals.

Answer 8

Principle 4

Question 9

Principle 5

Answer 9

Governance and culture

Question 10

We will implement our commitment to these Principles through effective governance and a culture of responsible banking

Answer 10

Principle 5

Question 11

Principle 6

Answer 11

Transparency and Accountability

Question 12

We will periodically review our individual and collective implementation of these Principles and be transparent about and accountable for our positive and negative impacts and our contribution to society’s goals

Answer 12

Principle 6