Pre - Contract Searches And Enquires Flashcards
Whose solicitor investigates title, raises searches and standard enquiries?
The buyers solicitor
What does the report on title identify?
Material facts in respect of the property, issues and their implications, solutions available. It will summarise, and put into plain English for the client, the solicitor’s findings.
Should the report on title be relied on by anyone else?
The report on title will be addressed to the client, and will generally be confidential to that client. It should not be relied upon by anyone else.
Who are searches usually carried out by?
The buyers solicitor
Who else could carry out searches?
Lender’s solicitor might carry out searches, particularly for a remortgage with no associated purchase.
What searches will always be necessary?
Standard searches
What are the standard searches?
Local search (CON29), drainage and water enquiries, desktop environmental search, chancel repair liability.
What type of searches are carried out depending on the type of title/seller?
Land charges search (unregistered land), search of the index map (unregistered or registered land subject to mineral rights), companies search.
What are the optional searches?
CON29O, highways search, coal mining search, Cheshire Salt, tin, clay and limestone, Phase I/Phase II survey, flood search, utility providers, railways, waterways.
What information does the CON29 Local Search reveal?
Planning permissions, refusals and completion notices, building regulations, roads and public rights of way, environmental notices.
What additional enquiries can be made under CON29O?
Common land and town or village green, road proposals by private bodies, areas of outstanding natural beauty and national parks, pipelines, noise abatement zones.
What enquiry number is Common land and town or village green?
Enquiry 22
What is included in the LLC1 local search?
Planning permissions granted, planning enforcement or stop notices, article 4 directions, tree preservation orders, smoke control orders, financial charges, conservation areas, listed building status.
What does the drainage and water search check?
Whether foul and surface water from the property drain to a public sewer, and whether the property is connected to a mains water supply.
Why should a desktop environmental search always be conducted?
Because an owner may be liable for the costs of cleaning up contaminated land, even if not responsible for the contamination.
What information is provided in a desktop environmental search?
Indicates if the property has been used for potentially contaminative land uses, likelihood of flooding, susceptibility to natural subsidence, and industrial land uses within 250 metres.
What properties does chancel repair liability affect?
Affects properties in parishes where there is a pre-Reformation church.
What does a chancel repair search show?
Whether the property is responsible for church repairs - any potential liability can be covered by indemnity insurance.
What does a highways search show?
The boundary of the public highway on a map. If the property does not immediately abut the highway, appropriate rights of access must be ensured.
When is a highways search needed?
When there is any doubt as to whether the property immediately abuts the highways and for most commercial properties.
What does a coal mining search identify?
The risk of subsidence, and whether any compensation has already been paid.
What is a Cheshire salt search?
When property falls within an area that could be subject to brine subsidence.
What is a tin, clay and limestone search?
Similar to coal mining search, but specifically for the minerals indicated.
What is an environmental phase 1 survey?
More detailed than the standard desktop environmental search and includes a site inspection.
What is an environmental phase 2 survey?
Taken where Phase 1 study indicates risk of contamination. Soil/water samples are tested.
When is a flood search needed?
Where property is known to have flooded in the past.
When would you carry out a utility providers search?
Where property is a new development or a site for development.
When would a railways search be needed?
Where a railway passes near the property or property may be within proximity of proposed railway.
Is there a standard railway search?
No, but specific enquiries may be made of Network Rail or the relevant railway company.
When would a waterways search be needed?
Where property has a waterway (river or canal) passing through or next to it.
Search shows liability for maintenance of river bank or canal, rights of way for banks and tow paths, drainage and fishing rights, and owner’s liability for flooding
What does a waterways search not show?
Flood risk
What are the standard enquiries forms for commercial property?
CPSE1 (Commercial property standard enquiries)