practice 1 Flashcards

1
Q

Primary benefit of numeric filling?

.Patient confidentiality is preserved
.Files may be stored either vertically or horizontally
.Lees storage space is required

A

Pt confidentiality is precerved.

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2
Q

If a pt is unresponsive, what should be assessed first?

.Blood pressure
.Pulse
.Respiration

A

Respiration

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3
Q

How early should the receptionist arrived to open the office?

.45-60 minutes
.30-45 mins
.15-20 mins

A

15 to 20 mins early

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4
Q

Which of he following is obtained from a completed daysheet?

.Credit bureau accounts
.Amount in the petty cash fund
.Account receivable data

A

accounts receivable data

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5
Q

Which organism causes toxic shock syndrome?

.Mycobacterium leprae
.Staphylococcus aureus
.Neisseria meningitides

A

Staphylococcus aureus

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6
Q

Smallest white blood cell?

.Eosinophils
.Monocytes
.Lymphocytes

A

Lymphocytes

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7
Q

Pt must pat $400 per year before ins begins to cover.

.Premium
.Co-payment
.Deductible

A

Decuctible

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8
Q

Pulmonary arteries

.Sends blood towards the heart
.Transfers oxygenated blood away from the heart
.Transfers low-oxygenated blood to the lungs

A

transfer low-oxygenated blood to the lungs

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9
Q

Most effective way to educate new pts about office policies?

.Distribute pt info packets
.Distribute videotapes
.Distribute news letters

A

Distribute pt information packets

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10
Q

The term cryptorchidism means

.Inflammation of the penis
.Undescended testicles
.Ligation of the vas deferens

A

undescended testicles

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11
Q

when collecting a specimen from throat specimen the MA should collect from which structure?

.Gums
.Pharynx
.Tongue

A

Pharynx

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12
Q

Most appropriate study to detect breast abscesses

.Sterescopy
.Thermography
.Myelography

A

thermography

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13
Q

a disadvantage of single-entry book keeping is that it

.Is the most expensive system to set up
.Makes errors hard to spot
.Is time consuming

A

makes errors hard to spot

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14
Q

Schedule for first-come first-serve basis is known as

.Double booking
.Open hours
.Stream

A

Open hours

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15
Q

Cause that will give plasma or serum a milky appearance

.Hyperlipidemia
.Kidney disease
.Cancer

A

Hyperlipidemia

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16
Q

Mail service that guarantees delivery by 3:00 pm

.Certified
.Priority
.Express

A

Express

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17
Q

Which of the words is misspelled?

nueron desiccation
malaise glaucoma

A

nueron (Neuron)

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18
Q

Underlined portion of hypolipemia represents what?

.Prefix
.Root
.Suffix

A

prefix

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19
Q

legionella pneumophilia is a bacterium that is primarily intracellular and is detected by which of the following?

.Gram stain
.Iodine
.Silver Stain

A

Silver stain

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20
Q

Converts printed matter in to a form that can be read by a computer?

.Scanner
.Keyboard
.Monitor

A

Scanner

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21
Q

Main body part involved in metabolism of drugs is the

.Stomach
.Small intestine
.Liver

A

Liver

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22
Q

Refers to the process of determining the circumference of an infants head?

.Mensuration
.Manipulation
.Palpation

A

Measuratin

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23
Q

Depakene is a type of?

.Antibiotics
.Antidepressant
.Antiepileptic

A

antiepileptic

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24
Q

Part of the prescription that provides instructions to the pharmacist

.Inscription
.Subscription
.Signature

A

Inscription

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25
Q

Snellen eye chart test for what?

.Peripheral vision
.Color perception
.Distance visual acuity

A

Distance visual acuity

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26
Q

The first cervical vertebrae is the

.Sternum
.Atlas
.Clavicle

A

Atlas

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27
Q

You are providing CPR to a 3 year old, what is the correct technique for chest compressions?

.Use both hands, one on top of the other
.Use the heel of one hand
.Use the tips of two fingers

A

Use the heel of one hand

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28
Q

A record must be maintained for all drugs dispensed in the medical office that are classified in which of the schedules?

.II
.III
.IV
.All of these

A

All

II, III, IV,

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29
Q

Who should correct an error in pts chart?

.The medical office manager
.The person who originally charted the entry.
.The attorney for the practice

A

The person who originally charted the entry

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30
Q

Mail that provides proof that a letter has been received

.First class
.Certified
.Priotity

A

Certified

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31
Q

According to AAMA how often should you recertificate your CMA?

.Every two years
.Every three years
.Every five years

A

Every 5 years

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32
Q

The combined contraceptive pill contains

.Estrogen only
.Progesterone only
.Both estrogen and progesterone

A

Both estrogen & progesterone

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33
Q

Amount that constitutes to an addition to revenue is called

.Debit
.Credit
.Payable

A

Credit

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34
Q

Type of listening when MA does not offer advice or offers assistance is

.Social
.Active
.Passive

A

Passive

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35
Q

Type of memory used in computers

.CPU
.DOS
.RAM

A

RAM

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36
Q

During a surgical procedure, tissue is cauterized to accomplish what?

.Removal of contaminated tissue
.Burning or cutting of tissue
.Preparation of a specimen

A

Burning or cutting of tissue/

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37
Q

Part of a prescription indicates the number of tablets to be dispensed?

.Subscription
.Superscription
.Inscription

A

Superscription

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38
Q

An ICD-10 -CM code may contain up to how many digits?

.Two
.Four
.Seven

A

Seven

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39
Q

The sudden onset of a disease marked by intensity is described as

.Critical
.Aplastic
.Acute

A

Acute

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40
Q

The amylase test is used for disorders related to the

.Heart
.Brain
.Pancreas

A

Pancreas

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41
Q

A substance that is released from an injured cell is called?

.Antihistamine
.Histamine
.Antibiotic

A

Histamine

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42
Q

To comply with medicare guidelines, the physician must write off which of the following charges?

.Prevailing charges
.Disallowed charges
.Deductible

A

Disallowed charges

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43
Q

Recommended screening for Tuberculosis

.Patch
.Mantoux
.Hemoccult

A

Mantoux

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44
Q

Distension of the pelvis and calyces of the kidney by urine is referred to as

.Hydronephrosis
.Pyleonephrosis
.Polycystic renal disease

A

Hydronephrosis

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45
Q

Medication that needs to be refrigerated when stored

.Nasal sprays
.Normal saline
.Antibiotics

A

Antibiotics

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46
Q

A disbursement journal is a summary of?

.All daily transactions
.Account paid out
.Patient receipts

A

Account paid out

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47
Q

Physician has arrived and many pts are waiting, which of the pts should the Dr. see first

.A pt with a UTI
.A pt schedule for cryosurgery
.A walk-in with pain radiating to left arm

A

A Walk-In pt complaining of pain radiating from left arm

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48
Q

For a multipage letter the MA should use

.Three inch margins
.Letter hear for first page and blank paper for all others
.Letter head for all pages, always.

A

Letter head for the first page and blank paper for all others

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49
Q

medication used to treat pts with hypertension:

.Paroxetine (Paxil)
.Hydralazine (Apresoline)
.Atrovastatin (Lipitor)

A

Hydralazine (Apresoline)

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50
Q

Pieces of incoming mail should be delivered directly to the physician

.An office supply catalog
.A letter marked “Confidential”
.A check from a pt

A

A letter Marked “confidential”

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51
Q

In an emergency situation pts with which conditions should be treated first?

.Multiple fractures
.Eye injury
.Shock

A

Shock

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52
Q

The white and outer most layer of the eye is called

.Retina
.Iris
.Sclera

A

Sclera

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53
Q

If a drop of blood does not form after capillary puncture which of the following should be done?

.Puncture the skin again
.Apply steady pressure
.Wait until a drop forms

A

Apply steady pressure

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54
Q

Appropriate collection technique ($)

.Calling pt at work to remind of PDB
.Threatening for legal action
.Sending a payment reminder, A statement when the action od 30 days past due

A

Sending a payment reminder in a form of a statement letter when account is past 30 days due

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55
Q

The outer most layer of the cell is known as

.Ectoplasm
.Protoplasm
.Endoplasm

A

ectoplasm

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56
Q

A pt has a sudden decrease in BP after an acute hemorrhage. What is the primary cause?

.Blood vessel elasticity
.Blood volume
.Blood viscosity

A

Blood volume

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57
Q

The sympathetic action of the pupil of the eye is

.Constriction
.Dilation
.Stimulation

A

dilation

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58
Q

The prefix milli- means

.One-thousand
.Many
.One

A

One-thousand

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59
Q

What test will indicate a kidney disorder

.Measurement of T3 and T4
.Blood urea nitrogen
.Antinuclear antibody

A

Blood urea nitrogen

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60
Q

Furosemide is prescribed for

.Congestive heart failure (CHF)
.Nephrotic syndrome
.Hypercalcemia
.None of these
.All of these
A

All of these

  • Congestive Heart Failure (CHF)
  • Nephrotic syndrome
  • Hypercalcemia
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61
Q

Performed to detect the presence of human chronic gonadotropin

.Urine pregnancy test
.Complete blood cell count
.Measurement of glucose level

A

Urine Pregnancy test

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62
Q

Deficiency of which of the following may cause rickets?

.Potassium
.Protein.
Calcium

A

Calcium

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63
Q

computer menu selection changes the typeface in a document

.Graphic
.Tools
.Font

A

Font

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64
Q

When dealing with a seriously ill pt, you should

.Avoid empty promises
.Isolate the pt
.Abandon the pt

A

avoid empty promises

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65
Q

Instrument used to expand and separate the walls of a cavity to make examination possible

.Sound
.Speculum
.Tonometer

A

Speculum

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66
Q

The most common type of anemia is

.Sickle cell
.Iron deficiency
.Folic acid deficiency

A

iron deficiency

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67
Q

the subject line of a letter appears

.Two lines below the salutation
.One line outside the address
.One line below the date

A

two lines below the salutation

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68
Q

What not to do when answering the phone

.MA’s name before the clinic’s
.Identify the caller
.Ask “How may I help you”

A

Give her name and then the office

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69
Q

The Thalamus

.Controls body temperature
.Acts as a relay station for sensory impulses
.Has no brain function

A

acts as a relay station for sensory impulse

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70
Q

Standard letter head is

.Used in general business correspondence
.Used for social correspondence
.Not used in the medical field

A

Used in general business correspondence

71
Q

Prefix that means bad

.ex-
.dis-
.dys

A

dys

72
Q

Book keeping term that refers to charges on pts account

.Credit
.Assets
.Debits

A

debits

73
Q

Diagnostic study uses high frequency sounds waves to produce an image of internal organs

.Ultrasonography
.Fluoroscopy
.MRI

A

ultrasonography

74
Q

Medication most appropriate for depression

.Zoloft
.Cardura
.Zocor

A

Zolof

75
Q

Balance due to a creditor on a current account

.Collection ration
.Account payable
.Balance sheet

A

account payable

76
Q

Item that is a capital purchase for the medical office

.Gowns
.Cleaning supplies
.Autoclave

A

autoclave

77
Q

Drug appropriate for a pt with a persistent cough

.Antivirals
.Antitussives
.Antibiotics

A

antitussives

78
Q

Pt is advised to bring ins card to every visit for which reason?

.To confirm pt’s employment
.To identify changes in pts current ins coverage

A

to identify charges in the pts current insurance coverage

79
Q

type of tinea is known as “jock itch’?

.Tinea capitis
.Tinea corporis
.Tinea Cruris

A

Tinea cruris

80
Q

suffix that means “beginning, origin, production”?

.Genic & Genesis
.-iasis
.-genetic

A

Genic & genetic

81
Q

Unresponsive overdosed pt with sleeping pills. using a pocket mask you provide two rescue breaths and check for a pulse which is rapid but weak. What should you do next?

.Provide rescue breathings at a rate of one breath every 5 seconds
.Begin chest compressions
.Perform CPR for one minute with chest compressions only

A

Provide rescue breathing at a rate of one breath every 5 seconds

82
Q

used to prepare a blood smear slide

.Spreader slide
.Lens paper
.Hemoclip

A

spreader slide

83
Q

A Physician may order a stool culture if she suspects ?

.Cancer
.Protozoan infection.
.Bacterial infection
.Colitis
.All
A
  • cancer
  • protozoal infection
  • bacterial infection
  • colitis
84
Q

What can increase blood pressure?

.Fear of medical personnel
.Age younger that 20 tears
.Dehydration

A

Fear of medical personnel

85
Q

Cell that releases histamine and heparin

.Lymphocytes
.Erythrocytes
.Mast cells

A

mast cell

86
Q

Suffix “kinesia” means

.Mind
.Muscle
.Movement

A

Movement

87
Q

Term that describes the technique of repeating what the pt

.paraphrasing
.Compensation
.Projection

A

paraphrasing

88
Q

Most causative organism of meningitis in adults is

.Herpes Zoster
.Neisseria meningitides
.Escherichia coli

A

Neisseria Meningitides

89
Q

Lidocaine is a type of

.Antibiotic
.Antiarrhythmic
.General anesthetic

A

antiarrhythmic

90
Q

sickle cell anemia, what component is abnormal that causes the erythrocytes to change shape

.Hemoglobin
.Hematocrit
.Lymphocytes

A

Hemoglobin

91
Q

Operative procedure for left thyroid lobectomy with removal of the isthmus. What code should be selected for the body system

.Endocrine
.Respiration
.Digestive

A

Endocrine

92
Q

The MA is scheduling an appointment with the endocrinologist for a pt with type 1 diabetes mellites. to avoid hypoglycemia at what time should the appointment be?

First apmt in the morning
.Last apmt before lunch
.Last apmt of the day

A

First appointment in the morning

93
Q

Age recommended to administer first haemophilus influenzae type B immunization to a child?

.2 months
.6 months
.12 months

A

2 months

94
Q

xerlo refers to what?

.Dry.
.Yellow
.Multiple

A

Dry

95
Q

route of administration of parenteral medications?

.Oral
.injections
.Inhalation

A

Injection

96
Q

Which of the following positions most used for pelvic examinations

.Jackknife
.Fowler’s
.Lithotomy

A

lithotomy

97
Q

According to the Bill of Rights, what is a pt right?

.To waive treatment if unsatisfactory
.To obtain info about fam member’s health care
.To expect continuity of care

A

to expect continuity of care

98
Q

Branch off the trachea and passes into the lungs

.Hypothalamus
.Epiglottis
.Bronchus

A

bronchus

99
Q

Check is drawn by the bank and made payable out of the bank’s account

.Limited
.Certified
.Cashier’s

A

cashier’s

100
Q

Most appropriate response to a prank phone call?

Place the caller on hold
.Keep the caller on the phone and trace the call
.Hang up the phone

A

Hang up the phone

101
Q

An area of dead cells due to a lack of oxygen is called

.Ischemia
.Infarction
.Atresia

A

infarction

102
Q

In the matrix scheduling system the MA should block off

.Physician’s lunch
.apmnt w/ drug company rep
.Schedule hospital rounds
.All

A
  • Dr.’s lunch hrs
  • Visits with drug company representatives
  • time to perform hospital rounds
103
Q

MA should not do when opening mail

.Annotate mail with comments
.Open Dr’s personal mail
.Check for enclosures

A

Open the physician personal letters

104
Q

Which of the following words is missed spelled

.vacsine  
.sphincter
.parietal
.osseous
.asthma
A
  • vacsine (vaccine)
  • sphincter
  • parietal
  • osseous
  • asthma
105
Q

Drug used to reduce cholesterol

.Hypolipidemic
.Anticoagulant
.Cholinergic

A

hypolipidemic

106
Q

the combining form ot/o means

.Ear
.Seeing
.Light

A

ear

107
Q

International classifications of disease, clinical modification (ICD-10-CM) code ranges should be used to indicate the cause of injury, such as a fall?

.F01-F99
.D50-D89
.S00-T88

A

S00-T88

108
Q

Medical records that should be filed first in a terminal-digit numeric series?

.12-34-52
.14-52-46
.24-53-16

A

24-53-16

109
Q

Type of tickler file?

.Numerical
.Subject
.Alphabetical

A

subject

110
Q

According to US postal service guidelines, what’s the appropriate state abbreviation to Boston?

.MA
.MT
.MS

A

MA

111
Q

The proof reader’s mark that resembles an equal sign means which of the following?

.Deleted
.Close up space
.Center

A

close up space

112
Q

Which of the following is the correct spelling for the term describing absence or abnormal cessation of menses?

.Ammenorrhea
.Amenorrhea
.amenorhea

A

amenorrhea

113
Q

medical term for crossed-eyes

.Nystagmus
.Myopia
.Strabismus

A

strabismus

114
Q

which of the following basis computer software operations obtains a saved file?

.Merging file
.Editing
.Retrieving file

A

retrieving file

115
Q

chromoly is used to treat

.Asthma
.Allergies
.Viral infection

A

asthma

116
Q

you are providing rescue breathing to an unresponsive, non breathing child who shows signs of circulation. How often you provide rescue breaths for this child?

.Once every 5seconds (12 breath/min)
.Once evry 12 seconds (5 breath/min)
.once every 6-8 seconds, _8-10 breaths/ min)

A

once every 6-8 seconds, 8-10 breaths per minutes

117
Q

Butenafine is prescribed to treat for?

.Depression
.Constipation
.Athlete’s foot

A

athlete’s foot

118
Q

which of the following steps must be taken to recall a mailed letter?

.Contact the post master general
.Call the post office
.Ask the mail carrier to return the letter

A

call the post office

119
Q

if a pt weights 165 pounds how much does he weights in kilograms.

.86 kg
.75 kg
.35 kg

A

75 kg

120
Q

which of the following actions is most appropriate to ensure the security of electronic medical records

.Changing codes and PWs every year
.restricting access to information based on each user’s job function.
.Storing back up in the safety

A

restricting access to information based on each user’s job function.

121
Q

the production of heat needed to use food is called

.Thermogenesis
.Catabolism
.Metabolism

A

thermogenesis

122
Q

Scheduling 2 or more pts in the same slot is called

.Wave scheduling
.Double booking
.Modified wave scheduling

A

double booking

123
Q

serum sickness is what type of sensitivity

.I
.II
.III
.IV
.V
A

III

124
Q

The combining form cheil/o means
.Cheek
.Lip.
.Gum

A

lip

125
Q

Devise used to keep irregular flows of alternating current electricity from damaging computer components

.Spark arrest
.Surge rpotector
.Battery backup

A

Surge protector

126
Q

Body’s initial response to any injury?

.Fever
.Bleeding
.Inflammation

A

inflamation

127
Q

Collected for a leukocyte count?

.Plasma
.Clotted blood
.Whole blood

A

Whole blood

128
Q

when practicing sterile technique, the MA should use what instrument

.Towel clamp
.Thumb forceps
.Transfer forceps

A

Transfer forceps

129
Q

Standard precautions require that examination rooms, equipment, blood spills, and other infectious materials be cleaned with….

.Soap and water
.Bleach
.Povidone-iodine

A

bleach

130
Q

General term to measure height and weight

.Auscultation
.Palpation
.Mensuration

A

mensuration

131
Q

portion of the centrifuged urine sample for microscopic examination

.Sediment
.Artifacts
.Casts

A

sediment

132
Q

A daysheet provides complete and up to date information about?

.Income taxes
.Account receivable
.Account payable

A

account receivable

133
Q

Most important consideration when scheduling pts appointment

.Availability of medical equipment
.Urgency of pt needs
.Convenience of the pt

A

Urgency of pt need

134
Q

what to do when a pt refuses to give info and wants to talk to the doctor

.Transfer call to another MA
.Hang up
. Ask the pt to write a letter and mark it as personal

A

Ask the pt to write a letter and mark it as personal

135
Q

Procedure that requires surgical asepsis be maintained

.Using a spirometry
.Cleaning a colonoscope
.aspiration of fluid from a cist in the breast

A

aspiration of fluid from a cist in the breast

136
Q

Muscle located in the torso

.Masseter
.Soleus
.External oblique

A

external oblique

137
Q

Thermometer to can be used to obtained the fastest accurate reading

.Oral electronic
.Rectal electronic
.Disposable oral chemical

A

disposable oral chemical

138
Q

when performing electrocardiography, which of the following chest leads should be placed at the 5th intercostal space at the junction of the left midclavicular line.

.V1
.V2
.V3
.V4
.V5
A

V3

139
Q

Biohazardous waste must be collected in permeable polyethylene bags that are which of the following colors?

.Yellow
.Red
.Black

A

RED

140
Q

A synapse is

.The junction between 2 neurons
.The junction between 2 bones
.The mail part of the neuron

A

the junction between two neurons

141
Q

Best use for a computer in the medical office?

.To set up networks
.Accessing pt records
.To order supplies

A

accessing pt records

142
Q

sensitivity testing is used to determine

.A pt’s susceptibility to antibiotics
.A pathogen’s susceptibility to antibiotics
.A pathogen’s susceptibility to antiseptic agents

A

a pathogen’s susceptibility to antibiotics

143
Q

Drugs that increase urine secretion are

.Laxatives
.Diuretics
.Uremics

A

diuretics

144
Q

The condition in which one of the sex chromosomes is missing is called

.Turner’s syndrome
.Down syndrome
.Tetralogy of fallot

A

Turner’s syndrome

145
Q

Advanced directive made by a pt that specifies his life’s whishes

.Hospice.
.Implied contract
.Living will

A

Living will

146
Q

when an urine culture is being performed, the urine should be incubated on the culture dishes for how many hrs?

.6
.12
.18
.24

A

18

147
Q

The Dr prescrives prozac 60 mg per day for 30 day. Prozac is available in 20-mg tablets. what is the correct number to dispense?

.30
.60
.80
.120

A

90

148
Q

The proofreadeer’s mark “#” represents what?

.Delete
.Spell out
.Add a space

A

add a space

149
Q

The anticoagulant EDTA is most appropriate for a blood specimen that has been collected for?

.Glucose-tolerance test
.Blood Culture
.Complete blood cell count

A

complete blood cell count

150
Q

term that means fainting

.Volvolus
.Epistaxis
.Syncope

A

syncope

151
Q

Injection administered under the skin and into the fat layer

.Intramuscular
.Subcutaneous
.Intravenous

A

subcutaneous

152
Q

phone feature that answers and identifies services available by pressing a key # is known as

.Voice mall
.Answering service
.Automated routine unit

A

automated routine unit

153
Q

an 18 month old child, whats the most likely reaction towards the nurse with the needle

.Acceptance
.Anxiety
.Anger

A

anxiety

154
Q

misspelled word?

.peritoneum
.dissect
.homerous

A

homerous (Humerus)

155
Q

Characteristics of the endocrine system

.Its response is slow and prolonged
.It controls many body functions
.responsible for conscious and unconscious activities

A

responsible for conscious and unconscious activities

156
Q

Most likely adverse effect in a pt who takes a beta-adrenergic blocking agent

.Polyuria
.Bradycardia
.Agitation

A

bradycardia

157
Q

US postal packages that weight 90 pounds

.Can be send standard mail
.Can be send priority mail
.Exceeds weight limit

A

exceeds weight limit

158
Q

Insurance coverage for injuries done at home

.Special risk
.Works Comp
.Liability

A

liability

159
Q

Mechanism in healing ulcers

.Reduction of gastric acidity
.Increase of gastric acidity
.reduction os gastric acidity and enhancement of mucosal defense

A

reduction os gastric acidity and enhancement of mucosal defense

160
Q

fluoxetine is a type of

.Analgesic
.Antidepressant
.Hypolipidemic

A

antidepressant

161
Q

NP stands for?

.New physical
.New PT
.New practice

A

New Patient

162
Q

Typical purchasing procedure in the medical office

A

an authorized person should be in charge of purchasing

163
Q

Thrombophlebitis occurs most commonly in the

.Lower legs
.Lower arms
.Lungs

A

lower legs

164
Q

part of the brain responsible for visual recognition is the

.Temporal bone
.Parietal bone
.Occipital bone

A

Occipital lobe

165
Q

Horizontal plane that divides the body into upper and lower portion

.Sagittal
.Midsagittal
.Transverse

A

Transverse

166
Q

Provides detailed information about the potential hazards of chemicals used at the office?

.Physician desk reference
.Safety data sheet
.Controlled substance log

A

Safety data sheet

167
Q

Epinephrine is a(n)

.Adrenergic
.Adrenergic blocker
.Cholinergic

A

Adrenergic

168
Q

Body systems that contains the cervix and fallopian tube:

.Urinary
.Integumentary
.Reproductive

A

Reproductive

169
Q

Type of hormone:

.Chyme
.Globulin
.Secretin

A

Secretin

170
Q

In a medical record, dyspepsia should be recorded under which of the following body systems:

.Digestive
.Urinary
,Respiratory

A

Digestive

171
Q

The study of death and dying:

.Euthanasia
.Thanatology
.Scientology

A

Thanatology

172
Q

Term spelled correctly?

.lythiasis
.Lithiasis
.Lithisis

A

Lithiasis

173
Q

Certified mail is used to send:

.All office mailing
.Hazardous materials
.Documents, Contracts, and bankbooks

A

Documents, Contracts, and bankbooks