Practical + Liability

Question 1

Police investigating the fraudulent use of credit cards and cheques must conduct enquires with the bank where the account is domiciled. List the information an investigator must obtain from the bank accounts manager.

Answer 1

The account holders full name, occupation, private and business addresses and telephone numbers.

The date the account was opened

The account history and how it has been operated

The date the cheque book or credit card was reported missing

How and whom a loss was reported

The serial number of any missing cheques

Details of any cheques dishonoured and returned

Whether the account holder is suspected of issuing valueless cheques.

Note: Also find out if there are other banks to which cheques have been returned and, if possible, the details of people and firms defrauded

Question 2

John and Jill get divorced. Jill is awarded the Jaguar car in the divorce settlement. Jill goes on an overseas trip. Before going she leaves the jag with her friend Cheryl. She does not tell Cheryl anything about the divorce settlement. Jon seizes the opportunity to recover the car. He goes to Cheryl’s and spins a yarn. She is happy with the story and gives over the keys.

Answer 2

Obtains by deception s240(1)(a) CA1961