Personal Auto

Question 1

Must have liability insurance

Answer 1

Financial Responsibility State

Question 2

Private passenger autos; pick-ups and vans (>14k lbs. not used for delivery); and trailers are eligible for

Answer 2

Personal Auto Policies

Question 3

Motor homes, motorcycles, golf carts, and similar recreational vehicles need the

Answer 3

Miscellaneous Type Vehicle endorsement

Question 4

An individual that does not own a vehicle

Answer 4

Non-Owner Coverage

Question 5

Any trailer that is owned is automatically covered for:

Answer 5

Liability

Question 6

Liability Coverage

Answer 6

Part A

Question 7

Medical Payments Coverage

Answer 7

Part B

Question 8

Uninsured and Underinsured Motorists Coverage

Answer 8

Part C

Question 9

Coverage to Damage to Your Auto

Answer 9

Part D

Question 10

Duties after an Accident or Loss

Answer 10

Part E

Question 11

General Provisions

Answer 11

Part F

Question 12

Auto Coverage is extended to vehicles such as:

Answer 12

New Vehicle, Additional Vehicle, Rented and non-owned.

Question 13

Who is covered under your auto policy?

Answer 13

You or “Family Member”, others using your car under vicarious liability.

Question 14

Insured may invoke this in a dispute with the insurer over the settlement of a claim.

Answer 14

Arbitration