Personal Auto

Question 1

Who is an insured?

Answer 1

named insured
spouse or a family member
anyone driving with the named insured’s permission
a person occupying a vehicle

Question 2

protects against losses from legal liability; pays for bodily injury and property damage

Answer 2

Part A: Liability

Question 3

pays for medical and funeral expenses

Answer 3

Part B: Medical Payments

Question 4

pays for bodily injuries as a result of an accident with a motorist with insufficient coverage, or a hit-and-run accident

Answer 4

Part C: Uninsured/Underinsured motorists

Question 5

pays for physical damage as collision and other than collision coverage

Answer 5

Part D: Damage to Your Auto