Personal Auto Flashcards
Define “motor vehicle” under Florida No Fault Law
All self propelled vehicles with 4 or more wheels of a type designed and required to be licensed on public roads… Not including taxis, limousines services, mobile homes, & public school buses
What triggers the Florida Financial Responsibility Law?
An accident with any bodily injury
Who would not be covered for medical benefits under P I P?
Resident of another state who’s vehicle is in storage for 6 months but is in your vehicle at the time if the time of the accident
When is it required for a resident of another state to carry PIP?
If their vehicle is in Florida for the past 90 days
Which is the most correct regarding personal injury protection?
PIP pays 80% medical bills, not to exceed $10,000 per person
Which is correct regarding maximum PIP benefits?
Up to $10,000 maximum for each person in the accident
Which is correct regarding PIP modifications of coverage?
Deductibles do not reduce the $10,000 PIP maximum
Which is not a threshold for tort liability under the FL No Fault Law for suits seeking damages for pain and suffering?
Not a threshold tort liability:
Exceeding $10,000 PIP maximum
Without any endorsements who is eligible for coverage under PAP?
A single person
Which of the following triggers the Florida financial responsibility law?
An accident with property damage which leaves at least one vehicle inoperable
What minimum coverage does Florida law require all owners to carry?
10,000 PD liability and PIP
Who is included in the PAP definition of named insured?
A residing spouse
