Other Notary Terms Flashcards
What is a “jurat”?
A notarization in which a signer promises that the contents of a document are truthful.
For Notaries, a “protest” is”:
A protest is a method under the Uniform Commercial Code for banks and financial institutions used to make a legal claim for an unpaid debt. While it’s an archaic process that has been largely replaced by modern collection methods, some states still allow Notaries to perform protests.
A “venue” on Notary certificate wording indicates:
The venue on a Notary certificate — typically indicated by the words “State Of _____” and “County Of ______” — indicates the location where a notarization takes place.
What is an “attorney in fact?”
An attorney in fact is a person authorized to sign documents on behalf of another party, known as a “principal.” Notarizing for an attorney in fact may have special rules or requirements, depending on what state you are commissioned in.
An “embosser” refers to:
An embosser is a type of Notary seal that crimps paper to leave a raised indentation of the Notary’s seal impression on a page. Embossers are not permitted for use by Notaries in every state, though some states permit Notaries to use embossers as an optional addition to a mandatory ink stamp.
The term “instrument” in the wording of a notarial certificate typically refers to:
When a notarial certificate refers to a signature on an “instrument,” the word “instrument” is referring to the document in question.
What must a Notary do when a signer “acknowledges” a signature?
When a signer acknowledges a signature, the Notary must positively identify the signer using a method permitted by state law. The signer must then verbally acknowledge to the Notary that he or she is the person who signed the document willingly.
What does an “affirmation” during a notarization require?
An affirmation is a promise made by a signer on their personal honor to tell the truth during a notarization. An affirmation is different than an oath, which is a personal promise of truthfulness made to a deity or higher power. The signer may choose to take an oath or an affirmation before the Notary, based on the signer’s preference.
