Notary Public Flashcards
Define Lien
Legal right or claim which attaches upon property until debt is satisfied.
What is an executor?
One named in a will to carry out the provisions of the will.
What is a Consideration?
Anything of value given to induce entering into a contract. It could be money, personal services or even love and affection.
What is a subordination clause?
A clause, which permits the placing of a mortgage at a later date which takes priority over an existing mortgage.
What is Proof?
A formal declaration under oath by a subscribing witness that he/she saw the execution of the instrument.
What is a Misdemeanor?
Crime other than a Felony.
Define Felony
Crime punishable by death or imprisonment in state prison.
What is a Contract?
A) Agreement
B) Two competent parties.
C) Legal consideration.
Define swear.
This term includes every mode authorized by law for administering an oath.
A) Oath
B) Affirmation
What about the Seal?
Seal not required in New York but if used it must have N.P. IDENTITY (name), AUTHORITY (notary public) & JURISDICTION (state of New York).
The Notary’s General authority is defined where?
Mainly defined in 135 of Executive Law as outlined in the Notary Law Booklet.
Define Judgement.
Decree of court declaring one indebted to another and fixing the amount.
Define a Deponent.
Same as affiant. A person deposed who makes the oath to a written statement in a deposition.
Swears
Define Will.
Deposition of one’s property to take effect after death.
Signature of woman Notary Public who gets married and changes name during her commission?
If married after commission may continue to use maiden name. To add married name continue to use maiden name signature & seal and add signature of married name in parenthesis.
What is an Oath?
“I Do” - Verbal pledge made under an immediate sense of his responsibility to God, who will punish affiant if the statement is false.
Defines Laches.
Delay or negligence in asserting one’s legal rights.
Define Duress.
Unlawful constraint forcing someone to do an act against his will.
Define Plaintiff.
Injured person starting suit or action against another.
What is the Statute of Frauds?
State of Law which provides that certain contracts must be in writing or partially complied with in order to be enforceable at law.
What is a Deposition?
Testimony of a witness taken out of court under oath or affirmation to be used in court at a later date.
Define Jurat.
The part of affidavit where the N.P. Certifies that it was sworn before and place directly after the signature as follows:
“Sworn to before me this ______ day of _____ 20__”.
What is a Notary Public?
Public officer that executes acknowledgements & deeds and administers oaths & affirmations.
What is always required when a Notary completes a certificate in addition to the venue (State of New York, County of ______ ) ?
A) Sign Name Appointed with no other.
B) Include venue (where you are by county)
C) Include “Notary Public State of New York” beneath signature printed, typed or stamped in black ink.
D) Include County qualified.
E) Commission expiration date.