Next steps

Question 1

Setting up as a client of SJP - what documents & discuss?

Answer 1

• Client registration record - Bank details, signature
• ID & V
• Experian credit check (Soft check, will not affect credit score)
• Special category data form

Question 2

Going through the applications - key points

Answer 2

• Ask if they wish to go through now or take away
• Clarify how premiums will be paid
• explain the important of full disclosure and the effect this can have

Question 3

Application documents - Retirement Account, ISA, UT

Answer 3

• If regulars - Direct Debit Mandate
• Lump sum - Explain EBS and D reference (Telephone, bank transfer, cheque)
• Expression of wish (SJP)
• Legacy preservation trust (Legally binding)
• Letters of wishes for the LPT
• Policy documents and illustration will be sent to them

Question 4

Application documents - Protection

Answer 4

• Application form
• Variable discretionary trust form
• Remind on full and transparent disclosure
• Policy documents and illustration will be sent to them

Question 5

Moving forwards… what to discuss

Answer 5

• Let them know that they will receive a contract note for ISA & UT
• And they will receive policy document for everything else.
• These act as proof of ownership
• Discuss mop up meeting - When plans are in place, update on protection if not
• SJP App
• Ongoing advice