Module 4 Flashcards
Ontario’s land description methods
The counties were then divided into smaller parcels referred to as “townships”. divided into strips of land known as “concessions”. then was separated from the next one by a “road allowance”. Each concession was further divided into “lots”. A “parcel of land” could then be described as the entirety of the lot and concession.
The “single front” and “double front” township configurations were later introduced. Single front townships normally contained 200-acre lots, while double front townships were usually patented in 100-acre half-lots.
The “sectional township system” of land division involved 1,000-acre sections.
Interpreting a metes and bounds description
Metes and bounds is on older system of written land description whereby a property is described using compass directions and distances ultimately enclosing the property being described.
Types of surveys
A Surveyor’s Real Property Report
•A reference plan
•A plan of survey
•A plan of subdivision descriptions
Describe the importance of accurate land descriptions
property being purchased is, in fact, the same one being offered for sale. (is required for related activities, such as arranging a mortgage.)
A plan of survey
visual depiction of the property, used for securing a building permit.
The land titles conversion project
POLARIS uses TeraNet to help with the conversion, the registry system will likely disappear from ontario service
Land titles converted qualified and land titles absolute
Almost 35 % of land in the registry system was converted into the land titles system using the Land Titles Absolute (LTA) system.
LTA is issued for parcels that are brought into land titles by way of 1st application. As such, these titles are subject to title qualifiers set out in the Land Titles Act.
The remaining 65 per cent of the land was brought into the land titles system through the Land Titles Conversion Qualified (LTCQ) system. The LTCQ system involves parcels that are brought into land titles during the administrative conversion from registry records to a land titles parcel.
The POLARIS automated land registration system
registry system and land titles system were paper based, but the conversion to an automated procedure is now complete. The process involves POLARIS (the mapping and property detail database of the Ontario government) and Teranet (responsible for implementation, operation, and enhancement of POLARIS).
- Properties are assigned parcel numbers
- Property Details
- Tax Assessment information
The approved documents for land registration and e-registration
Draft Document Transfer or Deed of Land
A Surveyor’s Real Property Report
Part 1 — Plan of Survey
Part 2 — The Written Report
- Building location Survey
- Plan of Survey
- Written Report
- Shows everything that may affect the title
A plan of survey
visual depiction of the property, used for securing a building permit.
- Usually attached to another document (Deed/transfer of land)
Geographic Information System (GIS)
Conventional maps, buildings, parcels of land, natural geographical features, crime, statistics, traffic counts & zoning requirements
Chain of Title
Chronological listing of all conveyances other matter impacting titled reffed in relation to 40-year search requirements under registry
Crown Patent
Original Deed issued from the crown (Government) Representing the Root of the Title
The Land Titles Act
Registry system the land registrar is an administrative official only not responsible for verifying the title
- Operates on the premise that the Land Titles register is the sole source for buyers
- 3 Principals (Mirror Insurance, & Recording)
Land titles act - Define Mirror principal
- Reflects how the property at time of registering
Land titles act - Define Curtain Principal
Must not concern themselves with trusts and equities that lie behind the curtain of information
Land titles act - Define Insurance
If the Land Title was not a true reflection( Due to human error) there is compensation(ie. Party has been defrauded title they may not regain title to the property instead would be put in the same position by financial compensation may apply to director of titles)
Land Titles Absolute - LTA
Parcels brought into land titles by way of first application
Land Titles Conversion Qualified (LTCQ)
Administrative conversion from registry records to land titles principals
What does LTCQ
Land Titles Conversion Qualified
Form 1
Transfer/deed of land
Form 2
Charge/mortgage of land
Form 3
Discharge of charge/mortgage
