module 2

Question 1

Teranet mb

Answer 1

serivce providers that operate and manages the mb land titles system

Question 2

mb land titles office

Answer 2

deals with the registration of documents that affects the land

mortgages. transfer, discharge, etc

Question 3

placew where mb lto is located

Answer 3

winnipge
brandon
neepawa
dauphin
morden
portage la pairie

Question 4

mlt : gauranteed accuracy

Answer 4

mb gov gaurantees the accuracy on the title, meaning even the errors are considered.

:. the person registered on the title as the owne, is in fact the owner even if htere is an error.

in case of an error,
you can claim it back under The land titles assurance fund:
claim for compensation
claim for ownership

but the rules are deterined by the real property act

Question 5

mlt: ensuring the accuracy

Answer 5

the registrar and document examiner goes through the document throughly to prevent errors

if the document has any error, will be declined:
1 rejection fee is implied, paid by the firm
2 client’s file is delayed

once the document is accepted, proof of acceptance is received.

the effective date would be the date the documnt was received by the lto

Question 6

rp land descriptions

Answer 6

Civic descriptions
legal descriptions
metes and bounds legal descriptions

Question 7

civil descriptions

Answer 7

descriptions of the street
eg: 35 keslar rd

Question 8

legal descriptions

Answer 8

geographic description
same as th formal descriptions

different for rural and urban areas

Question 9

metes and bounds legal descriptions

Answer 9

used for parcel of lands with irregular boundaries, due to subdivision or expropriate.

where measuring units are distance, degree, angle and directions

Question 10

describe mb land descriptions for Rural area

Answer 10

map is divided into Grid.

centre vertical line: PRINCIPAL MERIDIAN.

“squares” are designated as township and ranges.

rural property adress goes from smallest to largest unit.

section - township - range - east/west of the principal meridian(pm)

eg: SE 1/4 2- 16- 22 EPM
southeast quater pf sectipn 2 of township 16 of range 22 east of pm

Question 11

explain township, ranges and squares

Answer 11

township: numbered from the south border of the province to north.

ranges: numbered from the pm to east and from pm to west.

squares: each square divided into 36 sections.
numbered from the bottom right corner, goes right to left and then from bottom to top.

Question 12

urban property land descriptions

Answer 12

plan of subdivision:

required for the parcel of land that is subdivided for residential and commercial propertied.

prepared by the land surveyor of Mylars TM.

doc send to the city or municipal zoning department for approval and then to the lto.

upon acceptance, new title number and new legal descriptions is alotted.

Question 13

urban property addresses

Answer 13

lot
block
plan of subdivision
parish- the catholic parish, historically described an area
river lot: for the elongated logs which run parelle to the river.

eg: lot 3 ,block 2, plan 782, WLTO in RL 4, Parish of St. james

Question 14

title search

Answer 14

is a rp legal search.

can be performed by:
1 sending a physical form to lto
2 online through land titles online

allows you to search, order, view, download and print titles, plans and/or instrumens.

Question 15

what are instruments and encumbrances

Answer 15

instruments: any formal legal document

encumbrances: any claim aginst the rp on the title

Question 16

title search can be searched by :

Answer 16

(TP)2 BLC
Title number
Township
Personal name
Parish
Business name
Lot, block, plan
Condominium unit

Question 17

what to do if you do not have any information for title search

Answer 17

• you will need a civic address.

c

Question 18

what is civic address used for

Answer 18

tax searches

provides information like:
1 legal description of the property
2 current taxes of the property
3 net amount of any arrears
4 any amount of TIPP(tax installment payment program)

Question 19

manually performing title search (TS)

Answer 19

• to obtain a ts, you have to submit a service request requesting a status of title.
• status of title gives information like:
  1 legal description of the property
  2 legal owner and how he holds the title
  3 title number, date it was created and orgination instument
  4 current instuments and any encumbrances.
  5 address for the service

Question 20

Record of title

Answer 20

you submit a different service request(sr) requesting the historical instuments/ encumbrances registrations.

it provied the information of:
1 the legal description of property.
2 list of active and inactive instruments/encumbrances along with their registration number.

Question 21

what to do if you want more isnformation about a specific instrument

Answer 21

you file a different SR form requesting a status of information by providing the registration number of the status of title.

this provides information like:
1 legal description of property
2 who filed the instrument and when
3 type of instument.