Midterm Flashcards
Beneficiary
an individual who is eligible to receive benefits from a healthcare plan, insurance policy, or government program
Premium
the amount of money paid (typically monthly, quarterly, or annually) to maintain health coverage
Medicare
old people/those with certain disabilities
Human genome
complete set of genetic information in a human being (DNA)
Genetic phenotype
observable physical traits, biochemical characteristics, or behaviors of an organism that result from the interaction between its genetic makeup (genotype) and environmental factors
Transgender
people whose gender identity differs from the sex they were assigned at birth
Teratogenic
Teratogenic refers to anything that can cause birth defects or developmental abnormalities in a fetus when a pregnant person is exposed to it
Underinsured
an individual who has health insurance but still faces significant financial barriers to accessing healthcare due to high out-of-pocket costs or insufficient coverage
Life expectancy
the age that someone is expected to live until, depending on several factors
Osteopathic
focus on the body’s ability to heal itself, Emphasis on preventive care and treating the root cause of illness, not just symptoms, Consideration of lifestyle, environment, and mental health in treatment, Use of OMT to improve mobility, relieve pain, and enhance overall body function.
Acute disease
medical condition that develops suddenly and typically lasts for a short duration
Autoimmune disease
the immune system mistakenly attacks the body’s own healthy cells, tissues, or organs, thinking they are foreign invaders. This can lead to chronic inflammation, tissue damage, and impaired organ function
Chronic disease
lasts long term
Incidence
the number of new cases of a disease or condition that occur in a specific population over a defined period of time
Morbidity rate
the frequency or proportion of individuals who are affected by a specific disease or condition within a given population over a certain period of time
Mortality rate
frequency or number of deaths in a specific population during a given period of time
Prevalence
total number of cases (both new and existing) of a specific disease or health condition in a population at a particular point in time or over a defined period
Chargemaster
comprehensive list of all services, procedures, and items that a healthcare facility charges for when treating patients
Copayment
a fixed amount that a policyholder must pay out-of-pocket for a specific healthcare service or prescription at the time of receiving care
Fee-for-service
healthcare providers are paid for each service they deliver
Managed care
organizes and coordinates healthcare services to ensure that patients receive cost-effective, high-quality care; it is designed to control healthcare costs by using a network of preferred providers, offering a set structure for accessing care, and implementing various cost-sharing measures
Private health insurance
provided by private companies or organizations (rather than by the government); can be purchased individually or through an employer
Third-party payer system
a third party (private insurance or government program) covers medical costs on behalf of the insured
Public health insurance
insurance programs provided or funded by government entities, as opposed to private companies
