MA Healthcare Reform

Question 1

Central features of Massachusetts health care reform (6)

Answer 1

1. Establishment of an exchange (purchasing pool)
2. A Requirement that all employers establish Section 125 accounts (so employees could pay premiums on a pre-tax basis)
3. Large subsidies for families living below 300% of FPL
4. For those above 300% of FPL, availability of a more limited plan (so insurance would be affordable even outside the subsidy range)
5. A mandate that all individuals must purchase health insurance coverage
6. Funding through use of federal funds previously paid to safety net hospitals or paid for uncompensated care