Local Authority Housing Schemes Flashcards
What are the local authorities?
They are the main provider of social housing for individuals and families who cannot afford to buy their own homes or to rent privately
Who does the local authorities provide social housing for?
Individuals and families who cannot afford to buy their own homes or to rent privately
How is social housing allocated?
According to eligibility and need
Explain how social housing is allocated based on eligibility
2
Individuals or families must satisfy an income criteria by earning below an agreed annual income limit
They must show that they do not have suitable alternative accommodation
How does a family/individual satisfy an income criteria?
By earning below an agreed annual income limit
Explain how social housing is allocated based on need.
6
The current accommodation is considered when determining the need for social housing
Is the current housing fit for human habitation?
Is the current housing overcrowded?
Is the current housing unsuitable for an individual with a disability?
According to this they may be considered for social housing
Those in institutions, emergency accommodation or hostels are given priority
What is considered when determining the need for social housing?
(3)
Is the current housing fit for human habitation?
Is the current housing overcrowded?
Is the current housing unsuitable for an individual with a disability?
Who is given priority over social housing?
Those living in institutions, emergency accommodation or hostels
What happens is a person is eligible and in need of local authority housing?
(2)
They are placed on a waiting list known as a record of qualified households
They are allocated a house as it becomes available
When can a person be placed on the waiting list for social housing?
If they are eligible and in need
What is the waiting list for social housing called?
The record of qualified households
How is rent in social housing determined?
Rent is charged based on the individual household’s/individual’s ability to pay
Other than offering social housing, what types of housing do the local authorities offer?
(4)
Housing Assistance Payment (HAP)
Mortgage Allowance Scheme
Home Choice Loan
Incremental Purchase Scheme