Limited Portability Law

Question 1

Coverage of the
Limited portability law

Answer 1

All worker‐members of the ‘ Government Service Insurance System (GSIS) and/or Social Security System (SSS) who transfer from one sector to another, and who wish to retain their membership in both Systems.

Question 2

What is portability?

Answer 2

Refers to the transfer of funds for the account and benefit of a worker who transfers from one system to the other [Section 2(b), RA 7699].

Question 3

What istotalization?

Answer 3

Refers to the process of adding up the period of creditable services or contributions under each of the Systems, for purposes of eligibility and computation of benefits [Section 2(e), RA 7699].

Question 4

When is totalization applied?

Answer 4

Totalization of service credits is only resorted to when the retiree does not qualify for benefits in either or both of the System.

Question 5

When does totalization apply?

Answer 5

a. If a worker is not qualified ‘ for any benefits from both Systems; b. If a worker in the public sector is not qualified for any benefits in the GSIS; or c. If a worker in the private sector is not qualified for any benefits from the SSS.