Liability & Law Flashcards
Stautory law
Bases on written laws
common law
based on previousy made court decisions when statutory law doesn’t provide an answer
contract law
regulates how to make and enforce legally binding agreements
tort
any civil wrongdoing intentional or not
tort law
law that provides remedies for torts
plaintiff
is the claimant
tortfeasor
commited tort is defendant
joint tortfeasor
more than 1 person commited tort
Intentional tort
planned wrongful act
Negligent tort
unintentional wrongful act
Jurisdiction
authority of a court or Judge to hear a case and to make a judgment
Judicial distract
the designation of a geographic area over which a particular court has jurisdiction
Complaint in court
claimant takes their case to court
Answer in court
Defendant ( tortfeasor) must answer to accept and pay, accept and show evidence, or deny
default judgment in court
in court if defendant does not respond the plaintiff will have to prove case to judge to win
duties of the insured when going to court
keep insurer updated w all info and to do as insurer says
Insurer Obligation in court
to defend policyholder and pay for legal expenses
Reservation of rights in court
insurer can defend their policyholder and then if they find out that its not covered they can withdraw
Damages in court
monetary compensation for loss
Non waiver agreement
same thing as reservation if rights but policyholder must sign giving up their right
what are the categories of harm in court?
physical, financial, both physical/financial, or emotional/reputational
what are the two main types of damages in court?
compensatory and punitive
compensatory damages
money awarded for tangible and intangible economic loss
two types of compensatory loss
special and general
diminution of value
the act of calculating compensatory loss and declaring the total amount of compensatory loss
special damages
compensatory loss award for tangible thing
general damages
compensatory losses for intangible emotional losses that don’t have a price
punitive damages
money awarded to punish seamless behavior like slander
statue of limitations
law limiting the amount of time they can make a complaint after their loss
discovery rule
for statue of limitations when the damages is actually discovered
wrongful death act
associated people who can file a complaint because they lost someone to someone else’s negligent act
sovereign immunity
can’t sue government entities
waiver of sovereign immunity
can sue government entities in certain cases
workers comp law
employees can’t sue if they get hurt at job
automobile no fault law
restrict right to sure driver of vehicle
breach of product warranty
product is not suited for its promised purpose and causes damages they could be sued cuz they are liable