Liability Injury claims Study 2 Flashcards
Commercial Property Losses Study 7
A term used in auto and liability policies meaning physical injury. including sickness, disease, mental injury, shock or death
Bodily injury
The obligation that a person has to exercise reasonable care with respect to the interests of others including protecting them from harm.
Duty of care
A situation in which one party for example, an employer-is held partly responsible for the unlawful actions of a third party, an employee. This can arise in situations where one party is suppose to be responsible for (and have control over) a third party, and is negligent in carrying out that responsibility and exercising that control,..
Vicarious Liability
A code of conduct prepared by associations and other recognized groups of authority that can be referenced to define what the conduct should be for a particular group.
Standard of care
To one consenting, no wrong is done. Where a person voluntarily assumes a risk that results in injury to himself, he is not entitled to claim damages form another ( voluntarily assumption of the risk)
Volenti non fit injurla volens.
An agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity, also known as a indemnity agreement
Hold-harmless agreement
Many accidents are the partial fault of both parties who are involved in the accident. The plaintiff who sues another party for damages may also be guilty of some negligence, which is a concurrent cause of the damages, and is therefore guilty of?
contributory negligence
Two or more individuals who by design are partners in a tort
joint Tortfeasors.
When a client may pursue an obligation against any one party as if he or she were jointly liable, and it becomes the responsibility of the dependence to sort out their respective proportions of liability and payment.
Joint and several liability
A wrongdoer, a party guilty of a tort
Tortfeasor
Actual loss from the natural, not the necessary. consequences of the subject of complaint: for example, specific payments for medical bills or car repairs. In third -party claims. it means the damages that may be proved with documents.
Special damages
Payment for loss or harm that is not assessable in money. Where personal injury occurs. compensation may be payable for loss in the form of pain and suffering during serious illness, and also physical defect. disfigurement, or other permanent for effects. Also call ono pecuniary loss
non-economic loss
Insurance often provided by the government that affords coverage to employees for injuries sustained in the course of their employment.
workers’ compensation insurance
An accident, event, or sudden act of nature that could not have been foreseen, or if foreseen, its effect could not have been prevented.
act of God
