Lesson 3 - C

Question 1

Capital offense

Answer 1

A crime punishable by death.

Question 2

Case file

Answer 2

A complete collection of every document filed in court in a case.

Question 3

Case law

Answer 3

The law as established in previous court decisions. A synonym for legal precedent. Akin to common law, which springs from tradition and judicial decisions.

Question 4

Caseload

Answer 4

The number of cases handled by a judge or a court.

Question 5

Cause of action

Answer 5

A legal claim.

Question 6

Chambers

Answer 6

The offices of a judge and his or her staff.

Question 7

Chapter 11

Answer 7

A reorganization bankruptcy, usually involving a corporation or partnership. A Chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. Individuals or people in business can also seek relief in Chapter 11.

Question 8

Chapter 12

Answer 8

The chapter of the Bankruptcy Code providing for adjustment of debts of a “family farmer” or “family fisherman,” as the terms are defined in the Bankruptcy Code.

Question 9

Chapter 13

Answer 9

The chapter of the Bankruptcy Code providing for the adjustment of debts of an individual with regular income, often referred to as a “wage-earner” plan. Chapter 13 allows a debtor to keep property and use his or her disposable income to pay debts over time, usually three to five years.

Question 10

Chapter 13 trustee

Answer 10

A person appointed to administer a Chapter 13 case. A Chapter 13 trustee’s responsibilities are similar to those of a Chapter 7 trustee; however, a Chapter 13 trustee has the additional responsibilities of overseeing the debtor’s plan, receiving payments from debtors, and disbursing plan payments to creditors.

Question 11

Chapter 15

Answer 11

The chapter of the Bankruptcy Code dealing with cases of cross-border insolvenc

Question 12

Chapter 7

Answer 12

The chapter of the Bankruptcy Code providing for “liquidation,” that is, the sale of a debtor’s nonexempt property and the distribution of the proceeds to creditors. In order to be eligible for Chapter 7, the debtor must satisfy a “means test.” The court will evaluate the debtor’s income and expenses to determine if the debtor may proceed under Chapter 7.

Question 13

Chapter 7 trustee

Answer 13

A person appointed in a Chapter 7 case to represent the interests of the bankruptcy estate and the creditors. The trustee’s responsibilities include reviewing the debtor’s petition and schedules, liquidating the property of the estate, and making distributions to creditors. The trustee may also bring actions against creditors or the debtor to recover property of the bankruptcy estate.

Question 14

Chapter 9

Answer 14

The chapter of the Bankruptcy Code providing for reorganization of municipalities (which includes cities and towns, as well as villages, counties, taxing districts, municipal utilities, and school districts).

Question 15

Chief judge

Answer 15

The judge who has primary responsibility for the administration of a court; chief judges are determined by seniority

Question 16

Claim

Answer 16

A creditor’s assertion of a right to payment from a debtor or the debtor’s property.

Question 17

Class action

Answer 17

A lawsuit in which one or more members of a large group, or class, of individuals or other entities sue on behalf of the entire class. The district court must find that the claims of the class members contain questions of law or fact in common before the lawsuit can proceed as a class action.

Question 18

Clerk of court

Answer 18

The court officer who oversees administrative functions, especially managing the flow of cases through the court. The clerk’s office is often called a court’s central nervous system.

Question 19

Collateral

Answer 19

Property that is promised as security for the satisfaction of a debt.

Question 20

Common law

Answer 20

The legal system that originated in England and is now in use in the United States, which relies on the articulation of legal principles in a historical succession of judicial decisions. Common law principles can be changed by legislation.

Question 21

Community service

Answer 21

A special condition the court imposes that requires an individual to work – without pay – for a civic or nonprofit organization.

Question 22

Complaint

Answer 22

A written statement that begins a civil lawsuit, in which the plaintiff details the claims against the defendant.

Question 23

Concurrent sentence

Answer 23

Prison terms for two or more offenses to be served at the same time, rather than one after the other. Example: Two five-year sentences and one three-year sentence, if served concurrently, result in a maximum of five years behind bars.

Question 24

Confirmation

Answer 24

Approval of a plan of reorganization by a bankruptcy judge.

Question 25

Consecutive sentence

Answer 25

Prison terms for two or more offenses to be served one after the other. Example: Two five-year sentences and one three-year sentence, if served consecutively, result in a maximum of 13 years behind bars.

Question 26

Consumer bankruptcy

Answer 26

A bankruptcy case filed to reduce or eliminate debts that are primarily consumer debts.

Question 27

Consumer debts

Answer 27

Debts incurred for personal, as opposed to business, needs.

Question 28

Contingent claim

Answer 28

A claim that may be owed by the debtor under certain circumstances, e.g., where the debtor is a cosigner on another person’s loan and that person fails to pay.

Question 29

Contract

Answer 29

An agreement between two or more people that creates an obligation to do or not to do a particular thing.

Question 30

Conviction

Answer 30

A judgment of guilt against a criminal defendant.

Question 31

Counsel

Answer 31

Legal advice; a term also used to refer to the lawyers in a case.

Question 32

Count

Answer 32

An allegation in an indictment or information, charging a defendant with a crime. An indictment or information may contain allegations that the defendant committed more than one crime. Each allegation is referred to as a count.

Question 33

Court

Answer 33

Government entity authorized to resolve legal disputes. Judges sometimes use “court” to refer to themselves in the third person, as in “the court has read the briefs.”

Question 34

Court reporter

Answer 34

A person who makes a word-for-word record of what is said in court, generally by using a stenographic machine, shorthand or audio recording, and then produces a transcript of the proceedings upon request.

Question 35

Credit counseling

Answer 35

Generally refers to two events in individual bankruptcy cases: (1) the “individual or group briefing” from a nonprofit budget and credit counseling agency that individual debtors must attend prior to filing under any chapter of the Bankruptcy Code; and (2) the “instructional course in personal financial management” in chapters 7 and 13 that an individual debtor must complete before a discharge is entered. There are exceptions to both requirements for certain categories of debtors, exigent circumstances, or if the U.S. trustee or bankruptcy administrator have determined that there are insufficient approved credit counseling agencies available to provide the necessary counseling.

Question 36

Creditor

Answer 36

A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.