Lesson 2: Healthcare Word Access List Flashcards

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1
Q

Healthcare system

A

an organized network that delivers medical care services

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2
Q

Access to Care

A

an individuals ability to receive medical care based on factors like availability, location, cost, and ability to pay

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3
Q

Insurance

A

a service that contracts with individuals and groups to provide medical services in exchange for regular payments from the individual through a provider

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4
Q

Coverage

A

the specific group of healthcare services that an insurance provider is wiling to reimburse healthcare providers for on behalf of their clients

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5
Q

Premium

A

the required regular payment that an individual agrees to pay to an insurance company in exchange for insurance coverage

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6
Q

Health savings account (HSA)

A

a tax-free savings account offered to individuals who are covered by insurance plans with high deductibles

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7
Q

Health management organization (HMO)

A

a type of health insurance in which a group of healthcare providers accepts insurance payments to provide specific health services to members of the plan at a renegotiated rate.

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8
Q

Preferred provider organization (PPO)

A

a type of health insurance in which a group of healthcare providers accept reduced rates for services from the insurance providers on behalf of the plan members

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9
Q

Deductible

A

an amount of money that must be paid out by a member of an insurance plan before the insurance company will offer reimbursement

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10
Q

Private insurance

A

an insurance plan in which patients pau monthly premiums for healthcare coverage, and submit claims for reimbursement

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11
Q

Personal insurance plan

A

a health insurance plan in which a person sets aside money to use in the future to cover predicted medical expenses

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