Laws Acro

Question 1

CCPA

Answer 1

Consumer Credit Protection Act 1968

Question 2

CLA

Answer 2

Consumer Leasing Act 1976

Chapter 5 of TILA

Question 3

ECOA

Answer 3

Equal Credit Opportunity Act 1974

Title VII of CCPA

Question 4

ECOA

Answer 4

Regulation B

Question 5

EFTA

Answer 5

Electronic Fund Transfer Act 1978 FRB Regulation E

Question 6

FACT Act or FACTA

Answer 6

Fair and Accurate Credit Transactions Act 2003 Ammendment To FCRA

Question 7

FCBA

Answer 7

Fair Credit Billing Act 1975

Ammendment to TILA

Question 8

FCRA

Answer 8

Fair Credit Reporting Act 1970

Title VI CCPA, Eforced by FTC

Question 9

FCRA

Answer 9

FRB Regulation V

Question 10

FDCPA

Answer 10

Fair Debt Collection Practices Act

TITLE VIII CCPA 1978

Question 11

FDIA

Answer 11

Federal Deposit Insurance Act 1950

Question 12

HELCPA

Answer 12

Home Equity Loan Consumer Protection Act

Question 13

HOEPA

Answer 13

Home Ownership and EquityProtection Act

Question 14

HOEPA

Answer 14

Section 32 of Regulation Z

Question 15

HOEPA

Answer 15

Home Ownership and Equity Protection Act 1994 High Rate, High Fees

Question 16

HOPA

Answer 16

Home Owners Protection Act 1998 Addresses PMI

Question 17

ILSFDA or ILSA

Answer 17

Interstate Land Sales Full Disclosure Act 1968 Enforce by CFPB

Question 18

MDIA

Answer 18

Mortgage Disclosure Improvement Act 2008 Ammends TILA

Question 19

OAA

Answer 19

Omnibus Appropriations Act of 2009

Question 20

RESPA

Answer 20

Real Estate Settlement Procedures Act 1974 Regulation X

Question 21

RFPA

Answer 21

Right to Financial Privacy Act 1978

Question 22

TILA

Answer 22

Higher-Priced Mortgage Loans (TILA 226.35)

Question 23

TILA

Answer 23

Truth in Lending Act
Title I CCPA
Regulation Z

Question 24

CRA

Answer 24

Civil Rights Act1866

Question 25

Fair Housing

Answer 25

Title VIII of the Civil Rights Act of 1968

Question 26

FHAA

Answer 26

Fair Housing Amendments Act of 1988

Question 27

FHAP

Answer 27

Fair Housing Assistance Program

Question 28

FHIP

Answer 28

Fair Housing Initiatives Program

Question 29

HMDA

Answer 29

Home Mortgage Disclosure Act 1975

Question 30

HOPA

Answer 30

Housing for Older Persons Act 

Question 31

FNMA

Answer 31

Federal National Mortgage Association

Question 32

FHLMC

Answer 32

Federal Home Loan Mortgage Corporation 

Question 33

GNMA

Answer 33

Government National Mortgage Association 

Question 34

CMT

Answer 34

Constant Maturity Treasure

Question 35

CODI

Answer 35

Certificate of Deposit Index

Question 36

COFI

Answer 36

11th District Cost of Funds Index

Question 37

LIBOR

Answer 37

London Interbank Offering Rate

Question 38

MTA

Answer 38

Monthly Treasury Average

Question 39

CFPB

Answer 39

Bureau of Consumer Financial Protection Act | 2010 Title X of Dood-Frank

Question 40

DIDMCA or MCA

Answer 40

Depository Institution’s Deregulation & Monetary Control Act 1980

Question 41

Dodd-Frank Act

Answer 41

Dodd-Frank Wall Street Reform and Consumer Protection Act 2010

Question 42

EESA

Answer 42

Emergency Economic Stabilization Act 2008 Bailout of US Financial Sys

Question 43

FHFA

Answer 43

Federal Housing Finance Agency 2008 Created by HERA

Question 44

FIRREA

Answer 44

Financial Institutions Reform, Recovery, and Enforcement Act 1989

Question 45

GLBA

Answer 45

Gramm-Leach-Bliley Act 1999 Financial Services Modernization Act of 1999

Question 46

HERA

Answer 46

Housing and Economic Recovery Act 2008

Question 47

MRAPLA

Answer 47

Mortgage Reform and Anti-Predatory Lending Act 2010 | TITLE XIV OF TILA

Question 48

SAFE Act

Answer 48

The Secure and Fair Enforcement for Mortgage Licensing Act 2008

Question 49

TARP

Answer 49

Troubled Assets Relief Program 2008

Question 50

AMTPA

Answer 50

Alternative Mortgage Transaction Parity Act 1982

Question 51

FCIC

Answer 51

Financial Crisis Inquiry Commissioner 2010 Created by section 5 of the Fraud Enforcement and Recovery Act of 2009