Interview Fp 2 Flashcards
“What do you expect from working in this company
“I expect to work in a collaborative and client-centered environment where I can apply my financial planning skills to make a meaningful impact. I’m excited to contribute to the company’s mission while also expanding my expertise through professional development and learning from industry leaders. I’m particularly looking forward to opportunities for growth, both in advancing my technical skills and in deepening client relationships, which are key aspects of this role.”
Efficient Market Hypothesis
The Efficient Market Hypothesis (EMH) posits that financial markets reflect all available information, making it impossible to consistently achieve higher-than-average returns through stock selection or market timing.
Modern portfolio theory
Modern Portfolio Theory (MPT) suggests that investors can maximize returns for a given level of risk by diversifying across various assets, as different assets react differently to market conditions. MPT emphasizes creating an “efficient portfolio” that balances risk and return.
CAPM
Intertemporal Capital Asset Pricing Model (ICAPM) extends the traditional CAPM by accounting for how investors plan for multiple periods, considering not only current returns but also future changes in investment opportunities. It suggests that investors require additional compensation (a risk premium) for risks related to shifts in factors like interest rates or inflation over time, making it a more dynamic model for asset pricing.
Why you want to work with us
“I want to work at Willis Johnson & Associates because of its strong reputation for providing comprehensive, client-focused financial strategies, especially for corporate professionals and executives. I admire the firm’s commitment to personalized, high-quality advice and its emphasis on building long-term relationships, which aligns well with my own values. The opportunity to work with a skilled team where I can continue to grow professionally and refine my expertise is very appealing, as is the chance to make a meaningful impact by empowering clients to make informed financial decisions. I am excited about the potential to contribute to a firm that values integrity, discipline, and a holistic approach to wealth management.”
What do you know about this role?
“In this role, I’ll be responsible for helping manage client cases and preparing detailed financial plans, reports, and presentations that ensure clients get the best guidance possible. I’ll support the Senior Advisor by making sure they’re well-prepared for each client meeting and by handling a lot of the communication and follow-up, which keeps clients informed and on track. I’ll also lead some client meetings, where I’ll present plans, discuss options, and follow through on any action items.
Another key part of my role will be implementing approved plans and investment strategies, as well as doing research on investments or company benefits to answer client questions more fully. Attending team meetings will help me stay in sync with everyone and keep learning so I can support both clients and the team effectively. This position really calls for a mix of planning skills, relationship-building, and attention to detail—all of which I’m excited to bring to the team.”
