identity theft Flashcards
when someone uses your personal info without your permission
identity theft
the unauthorized taking of another’s credit card info for purchases/malicious intent
credit card fraud
every ___ seconds someone’s identity is stolen
2
over ____ of the people in the us had their identity taken or compromised in the _______
1) Half
2) Equifax data breach of 2017
How can a thief file your taxes to take tax return money?
1) Name
2) Birthdate
3) social security
a ______ is free and lasts 90 days. It requires that any lenders extending new credit to “you” require additional info
Fraud Alert
a ______ prevents any new credit from being opened in your name, even by you. This is a drastic measure that usually takes a few days or even weeks to undo
Credit Freeze
By law, you are entitled to a ____ _____ ____ each year. You want this to check to see if anyone has purchased anything using your credit
Free Credit Report
Four types of identity theft
1) hacking
2) dumpster diving
3) data breach
4) Vishing, phishing (voice calls)
3 ways to protect yourself from identity theft
1) protect social security
2) monitor credit reports
3) be mysterious on social media
Identity thieves target children’s identities to et credit cards or apartments because they arent usually checked until they are _____ usually
18