identity theft Flashcards

1
Q

when someone uses your personal info without your permission

A

identity theft

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2
Q

the unauthorized taking of another’s credit card info for purchases/malicious intent

A

credit card fraud

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3
Q

every ___ seconds someone’s identity is stolen

A

2

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4
Q

over ____ of the people in the us had their identity taken or compromised in the _______

A

1) Half
2) Equifax data breach of 2017

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5
Q

How can a thief file your taxes to take tax return money?

A

1) Name
2) Birthdate
3) social security

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6
Q

a ______ is free and lasts 90 days. It requires that any lenders extending new credit to “you” require additional info

A

Fraud Alert

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7
Q

a ______ prevents any new credit from being opened in your name, even by you. This is a drastic measure that usually takes a few days or even weeks to undo

A

Credit Freeze

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8
Q

By law, you are entitled to a ____ _____ ____ each year. You want this to check to see if anyone has purchased anything using your credit

A

Free Credit Report

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9
Q

Four types of identity theft

A

1) hacking
2) dumpster diving
3) data breach
4) Vishing, phishing (voice calls)

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10
Q

3 ways to protect yourself from identity theft

A

1) protect social security
2) monitor credit reports
3) be mysterious on social media

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11
Q

Identity thieves target children’s identities to et credit cards or apartments because they arent usually checked until they are _____ usually

A

18

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