identity fraud (oct. 23)

Question 1

identity fraud

definition

Answer 1

occurs when a person appropriates another person’s personal information & uses it to commit fraud

Question 2

why commit identity fraud

Answer 2

identity thieves can open credit card accounts, get drivers’ licenses, take out loans, buy goods, commit passport fraud (terrorism)

Question 3

who can be a victim to identity theft

Answer 3

anyone

Question 4

how does identity theft occur

Answer 4

computer theft: shoulder surfing & skimming
general theft (car, hospital)
419 scams

Question 5

identity theft examples from case files

Answer 5

assuming physician’s identity
Russian organized crime

Question 6

how identity theft affects victims

Answer 6

negative credit history
criminal record

Question 7

federal laws to protect you

identity theft

Answer 7

• conspiracy
• identity fraud
• access device fraud
• mail/wire fraud
• theft/receipt of stolen mail
• misuse SS No: 42USC 408(a)(7)(B)

Question 8

special enhancements

federal sentencing guidelines: identity theft

Answer 8

• vulnerabile victims
• abuse of position of trust
• manufacturing
• posession of 5+ IDs
• transferring means if ID to others
• cases with substantial # of victims
• criminal livelihood