Idaho Statutes, Rules & Regulations Pertinent to Casualty

Question 1

Who is required to show proof of financial responsibility?

Answer 1

Anyone operating a motor vehicle in Idaho.

Question 2

What is the penalty for noncompliance with the financial responsibility regulations?

Answer 2

$75 for the first offense

up to $1,000, imprisonment up to 6 months, or both for second offense.

Question 3

Give an example of an uninsured motorist.

Answer 3

A vehicle that cannot comply with Idaho’s financial responsibility law
A hit and run vehicle
A vehicle that is insured, but the insurer is bankrupt.

Question 4

Provides insurance for high-risk drivers that are unable to be insured with a private insurer is the function of what?

Answer 4

Idaho Auto Insurance Plan

Question 5

The following defines what?
If an injury or disease is compensable under Workers Compensation, the employee, their personal representative, parents, dependents or next of kin are not allowed to sue the employer.

Answer 5

Exclusive remedy

Question 6

True or False

The following classes of employment are EXEMPT from work comp law:

Real estate brokers or agents who are primarily paid commissions, work under contract and are not subject to Federal Tax Withholding
Taxi drivers or limo drivers not subject to Federal Unemployment Tax Act
Domestic servants

Answer 6

True

Question 7

What benefits are provided by Workers Compensation in Idaho?

Answer 7

Medical
Burial expenses
Occupational therapy or retraining