Human Rights and Fair Housing Flashcards
The Civil Rights Act of 1866 has no exemptions and contains the blanket statement that…
‘citizens have the same rights to inherit, buy, sell, or lease real and personal property.
The Civil Rights Act of 1866 is primarily interpreted to…
prohibit racial discrimination.
The Fair Housing Act was included as part of the…
Civil Rights Act of 1968.
The initial protected classes under the Fair Housing Act included:
- Race
- Color
- Religion
- National origin
The Housing and Community Development Act of 1974 added…
sex as a protected class to the Fair Housing Act.
The 1988 Amendment to the Civil Rights Act added two new protected classes:
– Persons with mental or physical disabilities
– Familial status
Blockbusting is the practice of inducing homeowners in a particular neighborhood to…
sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values
Steering is the practice in which real estate brokers guide prospective home buyers towards (or away) from…
certain neighborhoods based on their race.
Redlining is the refusal to…
lend money within a specific area for various reasons. This practice is illegal.
Before the Fair Housing Act, some lenders…
circled certain local areas with a red line on the map, refusing to make loans within the circled areas based on some characteristic of property owners in the area.
Testers are volunteers, employees of federal programs, and people from civil rights groups who…
visit real estate offices posing as prospective home buyers to see if race influences the information or services that the broker or salesperson offers.
