HSE Performance Flashcards
1
Q
What does EMR stand for and what does it mean?
A
Experience Modifier Rate (EMR):
EMR is a multiplying factor assigned to a company by the state they operate in. It is just like a credit score. The worse score you have the higher your premium - so the national average is 1 - anything higher than that means a higher premium on your insurance. If a company has a historical cost of injuries then worker’s comp predicts it will also have that in the future, thus higher worker’s comp premiums
