homeowners liability coverage

Question 1

HO liability coverage pays for

Answer 1

medical bills, lost wages, pain and suffering, inconvenience, property damage

Question 2

Bodily injury

Answer 2

physical harm disease, sickness, death

Question 3

property damage

Answer 3

physical harm to tangible property or loss of property

Question 4

Coverage E (personal liability)

Answer 4

pays for bodily and property damage if the insured is negligent

Question 5

Coverage F (medical payments)

Answer 5

is voluntary

Question 6

liability additional coverages

Answer 6

Damage to the property of others, first aid, claims expenses, loss assessment

Question 7

Coverage e exclusions

Answer 7

bodily or property damage to insured, workers comp or disability insurance, damage caused to insured rented property and contractual liability

Question 8

Coverage f exclusions

Answer 8

medical payments there is no coverage for the insured, anyone regularly lives on premises, workers comp,disability, nuclear reactions

Question 9

Inflation guard

Answer 9

automatically increase limits

Question 10

scheduled personal property

Answer 10

like jewelry and furs