Homeowners & Dwelling

Question 1

HO-2

Answer 1

Broad form covers named perils with certain named exclusions

Question 2

HO-3

Answer 2

Broad perils for personal property

Question 3

HO-4

Answer 3

Protects only personal property with no structure coverage

Question 4

HO-5

Answer 4

Open/special perils for dwelling, property, and structure

Question 5

HO-6

Answer 5

Condos

Question 6

HO-8

Answer 6

Coverage for the market value of the property

Question 7

Coverage E

Answer 7

Personal liability

Question 8

Coverage F

Answer 8

Medical payments up to 3 years after an accident

Question 9

Inland Marine

Answer 9

1) domestic shipments 2) Bridges/tunnels/instruments 3)Commercial property floater risks 4) Personal floater risks

Question 10

DP 00 01

Answer 10

Covers named perils and offers extended perils for more premium

Question 11

DP 00 02

Answer 11

Covers named perils and some additionals

Question 12

DP 00 03

Answer 12

Covers all perils unless specifically excluded

Question 13

Coverage A

Answer 13

Structures and outdoor personal property

Question 14

Coverage B

Answer 14

Covers separate structures on the same premise

Question 15

Coverage C

Answer 15

Personal property

Question 16

Coverage D

Answer 16

Fair rental value