hhd aos 2 Flashcards
Bulk billing
When the doctor or specialist charges only the Schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.
Incentive
Something that motivates or encourages someone to do something
Income test
A determination of whether an individual or family is eligible for government assistance based on their level of income.
In-hospital expenses
Costs for treatment and accommodation in a public hospital
Medical confidentiality
means that anything discussed between a doctor and a patient must be kept private
Medicare
publicly-funded universal health care insurance scheme in Australia, operated by the nation’s social security department, Services Australia.
Medicare levy
2 per cent tax for most Australian tax payers to fund Medicare
Medicare levy surcharge
an additional 1–1.5 per cent tax on high income earners who do not have private health insurance
Medicare Safety Net
ensures that people who require frequent services covered by Medicare, such as doctor’s visits and tests, receive additional financial support
Out of hospital expenses (Medicare)
costs for services such as doctors, specialists, tests and x-rays
Out of pocket expenses
costs that patients must pay themselves
Patient co-payment
the payment made by the consumer for health products or services in addition to the amount paid by the government
PBS Safety Net
ensures that people who spend a large amount of money on Pharmaceutical Benefits Scheme (PBS) medications receive additional financial support
Pharmaceutical Benefits Scheme (PBS)
A program of the Australian Government that subsidises prescription medication for Australian citizens and permanent residents, as well as international visitors covered by a reciprocal health care agreement.
Premium
the amount paid for insurance
