healthcare services for elderly

Question 1

individual policies

Answer 1

• medisave (medical savings)
• medishield life (insurance for catastrophic illnesses, including pre-existing conditions) + eldershield (gives severely disabled long term care, monthly cash payout) + careshield

out of pocket payment: pay urself first then claim

Question 2

government policy

Answer 2

• govt subsidies for public health services
• –> CHAS card
• –> PGP (pioneer)
• –> MGP (merdeka)
• medifund (for those w/o medisave) + elderfund

Question 3

community help

Answer 3

VWOs (voluntary welfare organisations)

CDC (community development councils)

Question 4

other subsidies

Answer 4

• SMEF (seniors mobility & enabling fund): assisted devices, transport/mobility access, consumables (diapers, milk)
• day rehab centres
• LTA: wheelchair access

Question 5

caregiver support

Answer 5

• AWWA centre for caregivers

- TOUCH caregiver support