HEALTH INSURANCE BASICS Flashcards
SERVICE BASIS
PAID DIRECTLY TO THE DOCTOR/ HOSPITAL
REIMBURSEMENT BASIS
REIMBURSES THE INSURED
HOSPITAL INDEMITY
HOSPITAL INCOME PAID TO INSURED WHILE IN THE HOSPITAL
ACCIDENT ONLY POLICY
INSURED IS COVERS IF THEY ARE IN AN ACCIDENT
VISION/HEARING
COVERAGE FOR EYE EXAMS/ HEARING AIDS
DENTAL INSURANCE
MEDICAL COVERAGE FOR CARE & PREVENTIVE CARE FOR THE TEETH
BASIC HOSPITAL INSURANCE COVERAGE
ROOM & BOARD
MISCELLANEOUS HOSPITAL EXPENSES
MEDICINES, X-RAYS, LAB WORK
SURGICAL EXPENSES
INPATIENT & OUTPATIENT SURGERY IS COVERED, IF SURGURY ISN’T LISTED ON THE POLICY, RELATIVE VALUE IS PAID ACCORDING TO THE STATE YOU LIVE IN
DREADED DIEASE POLICY
SPECIFIC DISEASE IS COVERED, LIKE CANCER OR HEART ATTACK
BASE PLAN
NO DEDUCTIBLE, PAYS FIRST
PHYSICIAN VISIT RIDER
SET DOLLOAR AMOUNT WILLBE PAID TO INSURED EACH TIME THEY VISIT PHYSICIAN
