Health Insurance Flashcards

1
Q

Gold plan deductable?

A

500 and 5k out of network

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2
Q

Platinum plan deductible?

A

500 and 3k out of network

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3
Q

Silver 2000 deductible?

A

2000 and 5k out of network

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4
Q

Silver 4250 deductible?

A

4250 and 5k out of network

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5
Q

Cost of primary care office visit-Platinum

A

$20

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6
Q

Cost of primary care office visit -Gold

A

$30

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7
Q

Cost of primary care office visit -Silver 2000

A

$40

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8
Q

Cost of primary care office visit-Silver 4250

A

0% coinsurance

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9
Q

Platinum plan out of pocket max?

A

4k in network 10k out

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10
Q

Gold plan of of pocket max?

A

$8,550k in network or 10 k out

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11
Q

Silver 2000 out of pocket max?

A

$6,759 in network and 10k out

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12
Q

Silver 4250 out of pocket max?

A

$4,250 in network and 10k out

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13
Q

Platinum plan coinsurance?

A

20% in network 50% out

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14
Q

Gold plan coinsurance?

A

30% in network 50% out

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15
Q

Silver 2000 coinsurance?

A

30% in network 50% out

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16
Q

Silver 4250 coinsurance?

A

0% in-network and 50% out

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17
Q

Platinum emergency room copay?

A

$300

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18
Q

Gold emergency room copay?

A

$350

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19
Q

Silver 2000 generic prescriptions coverage?

A

10% or 25% depending on tier number

20
Q

Silver 4250 generic prescription coverage?

21
Q

Silver 2000 specialty prescription coverage?

A

20% or 50% depending on the tier

22
Q

Silver 4250 speciality prescription coverage?

23
Q

Silver 2000 emergency room cost?

A

30% coinsurance in or out of network

24
Q

Silver 4250 emergency room cost?

A

0% coinsurance in or out of network

25
Silver 4250 inpatient surgery cost?
0% coinsurance
26
Silver 2000 inpatient surgery cost?
30% coinsurance in network 50% coinsurance out of network
27
Gold plan inpatient surgery costs?
30% coinsurance in network 50% coinsurance out of network
28
Platinum plan inpatient surgery costs?
20% coinsurance in network 50% coinsurance out of network
29
HSA INDIVIDUAL annual contribution limits?
$3,600
30
HSA FAMILY annual contribution limits?
$7,200
31
HSA annual 55+ contribution limits?
$4,600/INDIVIDUAL and $8,200 for FAMILY
32
Platinum Specialty Office Visit?
$30
33
Gold Specialty Office Visit?
$50
34
SIlver 2000 Specialty Office Visit?
$60
35
Silver 4250 Specialty Office Visit?
0%
36
Platinum diagnostic and labs?
20% coinsurance
37
Gold diagnostic and labs?
30% coinsurance
38
Silver 4250 diagnostic and labs?
0% in network 50% out
39
Silver 2000 diagnostic and labs
30% and 50%
40
Employer HSA contribution for INDIVIDUAL?
$500 on 1/31 plus $0.50 for every $1 of employee contribution up to $500
41
Months to turn in gym benefit?
March, June, September, December
42
Who sends Annual Notice?
Regence
43
When is Open Enrollment?
December 1st-January 31st
44
When do you offer COBRA
When someone quits or is fired
45
Is there a cap on the total amount you can have in HSA?
No. There is no cap.
46
How many free counseling sessions can you get through Regence IAP/year?
4 free sessions
47
What is the RBH employee access code?
goappliedes