Health Insurance Flashcards
Gold plan deductable?
500 and 5k out of network
Platinum plan deductible?
500 and 3k out of network
Silver 2000 deductible?
2000 and 5k out of network
Silver 4250 deductible?
4250 and 5k out of network
Cost of primary care office visit-Platinum
$20
Cost of primary care office visit -Gold
$30
Cost of primary care office visit -Silver 2000
$40
Cost of primary care office visit-Silver 4250
0% coinsurance
Platinum plan out of pocket max?
4k in network 10k out
Gold plan of of pocket max?
$8,550k in network or 10 k out
Silver 2000 out of pocket max?
$6,759 in network and 10k out
Silver 4250 out of pocket max?
$4,250 in network and 10k out
Platinum plan coinsurance?
20% in network 50% out
Gold plan coinsurance?
30% in network 50% out
Silver 2000 coinsurance?
30% in network 50% out
Silver 4250 coinsurance?
0% in-network and 50% out
Platinum emergency room copay?
$300
Gold emergency room copay?
$350
Silver 2000 generic prescriptions coverage?
10% or 25% depending on tier number
Silver 4250 generic prescription coverage?
0%
Silver 2000 specialty prescription coverage?
20% or 50% depending on the tier
Silver 4250 speciality prescription coverage?
0%
Silver 2000 emergency room cost?
30% coinsurance in or out of network
Silver 4250 emergency room cost?
0% coinsurance in or out of network
Silver 4250 inpatient surgery cost?
0% coinsurance
Silver 2000 inpatient surgery cost?
30% coinsurance in network 50% coinsurance out of network
Gold plan inpatient surgery costs?
30% coinsurance in network 50% coinsurance out of network
Platinum plan inpatient surgery costs?
20% coinsurance in network 50% coinsurance out of network
HSA INDIVIDUAL annual contribution limits?
$3,600
HSA FAMILY annual contribution limits?
$7,200
HSA annual 55+ contribution limits?
$4,600/INDIVIDUAL and $8,200 for FAMILY
Platinum Specialty Office Visit?
$30
Gold Specialty Office Visit?
$50
SIlver 2000 Specialty Office Visit?
$60
Silver 4250 Specialty Office Visit?
0%
Platinum diagnostic and labs?
20% coinsurance
Gold diagnostic and labs?
30% coinsurance
Silver 4250 diagnostic and labs?
0% in network 50% out
Silver 2000 diagnostic and labs
30% and 50%
Employer HSA contribution for INDIVIDUAL?
$500 on 1/31 plus $0.50 for every $1 of employee contribution up to $500
Months to turn in gym benefit?
March, June, September, December
Who sends Annual Notice?
Regence
When is Open Enrollment?
December 1st-January 31st
When do you offer COBRA
When someone quits or is fired
Is there a cap on the total amount you can have in HSA?
No. There is no cap.
How many free counseling sessions can you get through Regence IAP/year?
4 free sessions
What is the RBH employee access code?
goappliedes
