health care system design

Question 1

introduction to health care systems - financing, provision, regulation, classification and recent trends

Answer 1

• what is health spending
• objective of health care systems
• financing of health care - public, private, out-of-pocket, external grants and loans
• provision of health care - what type of care, from what type of providers, how do patients pay for care
• governance of health care systems
• modes of governance
• financing in ireland, australia, England, france, and germany

Question 2

health insurance - why is government intervention needed?

Answer 2

• why rely on decentralised markets
• how private health insurance works
• how full coverage works - different levels of risk
• issues with that - efficiency and equity
• adverse selection - pooling contract and issues
• government intervention

Question 3

cost-sharing mechanisms - a solution to ex-post moral hazard

Answer 3

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