Globalisation EQ1

Question 1

What was a major barrier to obtaining insurance in Africa before mobile phones?

Answer 1

Cost and availability

Question 2

What type of jobs are most common in Africa, making access to insurance important?

Answer 2

Labouring jobs

Question 3

How do people in Africa access insurance now?

Answer 3

Via their mobile phones

Question 4

What is the name of the insurance service provided by MicroEnsure in Kenya?

Answer 4

Fearless Health

Question 5

What types of insurance does MicroEnsure’s Fearless Health provide?

Answer 5

• Basic life insurance
• Accident insurance
• Hospital insurance

Question 6

How does MicroEnsure provide insurance to its customers?

Answer 6

Through partnerships with mobile network operators

Question 7

How many registered users does MicroEnsure’s Fearless Health have?

Answer 7

Over fifty million

Question 8

In how many countries across Africa is MicroEnsure’s Fearless Health available?

Answer 8

Fifteen countries

Question 9

True or False: MicroEnsure’s Fearless Health was first launched in South Africa.

Answer 9

False

Question 10

Fill in the blank: MicroEnsure’s Fearless Health is an example of how providers can approach health insurance for _______.

Answer 10

[low-income families]

Question 11

What does mobile learning (m-learning) provide for children in rural areas?

Answer 11

Access to education through mobile phones and tablets

M-learning platforms connect students with educational resources, improving learning opportunities.

Question 12

What is the role of M-Shule in mobile learning?

Answer 12

It is Africa’s first adaptive learning platform available through SMS

M-Shule personalizes the learning experience for students by delivering lessons and quizzes via text messages.

Question 13

What percentage of students own a mobile phone with free SMS?

Answer 13

Most students

This accessibility allows students to receive instant lessons and quizzes.

Question 14

How does mobile learning affect educational opportunities in Africa?

Answer 14

It provides better opportunities for everyone, including higher education

Access to education is no longer limited to affluent urban families.

Question 15

What is a significant issue in healthcare in Africa?

Answer 15

A lack of doctors and healthcare professionals in relation to the number of patients

This shortage leads to challenges in providing adequate healthcare.

Question 16

What service allows people to talk to doctors for healthcare advice in Africa?

Answer 16

Mobile phone consultations

These consultations are often free and improve access to healthcare.

Question 17

What technology does Peek Vision utilize to diagnose vision problems?

Answer 17

A smartphone camera that takes retinal pictures

This technology allows for remote diagnosis without needing to visit an optician.

Question 18

What service does Vula Mobile provide for healthcare workers?

Answer 18

It allows healthcare workers to share results with on-call specialists

This facilitates quick and efficient specialist care remotely.

Question 19

How are mobile phones revolutionizing healthcare services in Africa?

Answer 19

By providing access to healthcare advice and services even in remote locations

Mobile technology enables patients to receive guidance without needing physical appointments.

Question 20

What challenges exist for mobile services in Africa despite the readiness of mobile phones?

Answer 20

Many services cannot be used without the Internet

Internet access is crucial for the functionality of various mobile services.

Question 21

How has internet access changed across Africa in recent years?

Answer 21

It has become increasingly available and prices have dropped

This increased access enhances the availability of online services.

Question 22

What is a common issue with internet connectivity in Africa?

Answer 22

Internet speeds are often slow and unreliable

This can hinder the effective use of mobile services.

Question 23

What adaptations have been made to address slow internet speeds in Africa?

Answer 23

Products have been created to run on slower internet and use less data

This makes mobile services cheaper and quicker to use.