Georgia Casualty Law - Key Facts Flashcards
_______ _______ coverage is included in any auto policy that has liability coverage, unless declined in writing by the insured.
Uninsured motorists
Insurers must offer a “good student discount” of at minimum __% to those who qualify as good students or to those drivers that have completed a defensive driving course.
10%
_______ ____________ is on the job, no-fault coverage that is mandatory in Georgia any time an employer has 3 or more employees.
Workers’ compensation
_______ _______claims on Workers’ compensation are paid without limit.
medical expense
_______ ____________ would cover an employee driving a company car on the job.
Workers’ compensation
_______ ____________ may include other states coverages, if listed on the declarations.
Workers’ compensation
The _______ __________ _________ ____ is designed to allow people, who are in good faith entitled to buy coverage, but cannot do so through ordinary methods.
Georgia Automobile Insurance Plan
Auto insurers are required to participate in the _______ _________ _________ ____.
Georgia Automobile Insurance Plan
Automobile policy notice of cancellation must include the ______ ___ __________.
Reason for nonrenewal
Automobile policies that are being cancelled for any reason other than nonpayment of premium require __ days’ advance written notice.
30 days
When not renewing an automobile policy, the insurer is required to notify the insured of their possibility for eligibility in the _______ __________ _________ ____.
Georgia automobile insurance plan
It is __________ to nonrenew an automobile policy on the basis of the insured’s age, gender, residence location, race, creed, national origin, ancestry or marital status.
Prohibited
The minimum limits required for liability insurance in Georgia is
25/50/25
