funeral directing Flashcards
rate of occurrence of accidents
accident frequency
event that is caused by the forces of nature
act of god
person trained in mathematics whose job is to apply the theory of probability to the business of insurance and to advise in situations involving questions of probability
actuary
increased expense of providing a home due to damage to the property insured
additional living expense
usually one who represents the insurer in settling claims with insureds or with third party claimants. sometimes a rep of the insured
adjuster
the process of determining the amount payable or service to be rendered by one or more insurers to an insured or other claimant under an insurance contract, and the rights and obligations incident thereto
adjustment
governmental agencies designated in the Older Americans Act of the US Congress
agencies on aging/local, area or state
insurance that covers loss caused by ALL perils except those specifically excluded in the contract
“all-risk” insurance
system of selling insurance through agents compensated by commissions , the agents having the sole right to solicit insureds on expiration of their policies
American agency system
determination of the value of property, or o the extent of damage, usually by impartial experts
appraisal
person publicly unassailable outside the private office oft he boss, this person is frequently nepotic
Assistant To ( Executive Secretery)
a dangerous place of instrumentality attractive to children, the owner of which has the legal duty of taking unusual care to guard them from it
Attractive Nuisance
an authorizing agent is a person legally entitled to authorize the cremation of human remains
authorizing agent
one to whom odds are delivered to be held in trust in accordance with a contract, express or implied
bailee
term for the person in the firm who eats people and ideas
barracuda
arrangement of flowers either in metal, plastic or wicker baskets
basket
amounts to be paid by the insurer under an insurance contract
benefits
exalted ruler- this lodge led by the Worthy President and the Worthy Chaplain offer a service which is suitable for either use a t the funeral or as part of the committal service
benevolent and protective order of elks
temp insurance contract pending execution of the policy contract. Except for specific difference, the terms of the binder are by implication those of the contract which is intended to replace it
binder
jewish organization offers a memorial service which is often conducted prior to regular funeral service.
b’nai b’rith
also known as trustees as well as other terms too numerous to mention
board of directors
financial planning vehicles. what will happen, based on what has happened. adjusted by changes in the firms accent and direction
budgets
concrete, metal or fiber glass container into which a casket is placed for burial. the purpose is to protect the casket from the weight of the earth
burial vault
person who oversees all divisions except one. this is always true.
CEO
transfer of more than 50% of the stock or assets of a crematory authority
change of ownership
building or designated area of a building in which services are conducted
chapel
services to provide minor home repairs, seasonal maintenance, or routine tasks that are beyond the physical capacity of th occupant.
chore services
any container in which cremated remains can be placed and closed in a manner so as to prevent leakage or spillage of remains or the entrance of foreign material
closed container
arrangement under which the insured shares in losses int he proportion that his insurance is less than a specific percentage of value of the property insured
coinsurance
crypts side by side for companion burial
companion aka companion couch
concrete container for the casket that is designed to protect the casket from weight of the earth, but offers no protection against the entrance of moisture
concrete box aka liner
loss not directly caused by a peril insured against but arising indirectly
consequential loss
an individual usually designated by a court to manage the financial assets of an incapacitated person. generally used as a limited form of guardian, a protector, custodian
conservator
the instrument of appointment of a person to protect, manage or conserve the assets of one who is incapacitated
conservatorship
in charge of day to day operations. can’ afford to ignore any division. general is the organizations glue
coo
funeral procession
cortege
extent of insurance afforded under an insurance contract. often used to mean insurance or insurance contract
coverage
enclosed space within which the cremation process takes place
cremation chamber
the container in which the human remains are transported to the crematory and placed int the cremation chamber for a cremation
cremation container
a rigid outer container that subject to a cemetery rules and regulations is composed of concrete, steel, fiberglass
cremation interment conatiner/ urn vault
legal entity or the authorized rep of the legal entity that is licensed by the state to operate a crematory and perform cremation
crematory authority
breaking of the law
criminal act’
knowledge that one is performing an unlawful act
criminal intent
American system of crumble justice
criminal justice system
an offense to be tried in a criminal rather than a civil court
criminal offence
clause in an insurance contract providing that the insurer will pay only that amt of any loss that is in excess of a specified amount
deductible clause
this is a certificate issued to all new property owners after the contract has been paid in full
deed/certificate of ownership
the ability to. one who does this has confidence
delegate
letting others perform tasks that should to occupy the top manager
delegation of authority
means registration of a birth at or after age 7
delayed birht registration
state agency that administers this law
department
non-existent in smaller firms
department heads
term refers to two persons interred in one space
double depth burial
these are small bronze plaques
emblems
an amendment in writing added to and made a part of the insurance contract
endorsement
incorrect moves performed by subordinates.
errors
consecrated elements of holy communion
eucharist
provision in an insurace contract stating situation in which,perils against which, or persons or things upon which, insurance is not afforded under the contract
exclusion
dumping ground for any issue that needs attention but is perplexing management
executive committee