FTC Rule Flashcards

0
Q

What does FTC stand for?

A

Federal trade commission

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1
Q

What year did the FTC rule go in effect?

A

1984

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2
Q

What year did the commission revise the FTC rule?

A

1994

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3
Q

Misrepresenting legal, crematory, and cemetery requirements; embalming for a fee without permission; requiring the purchase of a casket for direct cremation; requiring consumers to buy certain funeral goods or services as a condition for furnishing other funeral goods and services and engaging in other deceptive or unfair practices are what the rule __________

A

Prohibits

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4
Q

How much are the penalties up to per violation?

A

16000

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5
Q

All _______ _______ must comply with the rule

A

Funeral providers

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6
Q

You are a funeral provider if you

A

Sell or offer to sell both funeral goods and services to the public

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7
Q

What are all products sold directly to the public in connection with funeral services

A

Funeral goods

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8
Q

Services used to care for and prepare bodies for burial, cremation, or other final disposition and services used to arrange, supervise, or conduct a funeral ceremony or final disposition of human remains is known as

A

Funeral services

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9
Q

You are a funeral provider if you sell or offer to sell funeral goods and

A

Both types of funeral services

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10
Q

True/False You do have to be a licensed funeral director and your business does have to be a licensed funeral home to be covered by the FTC rule

A

False

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11
Q

Cemeteries, crematories and other business can also funeral providers if ___________

A

they market both funeral goods and services

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12
Q

You are not covered by the FTC rule if you offer to sell funeral goods such as caskets but not

A

services relating to the disposition of remains

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13
Q

The FTC applies to both ___ need and ___ need

A

pre and at

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14
Q

In pre-need situations you must comply with the rule

A

at the time funeral arraignments are taking pre-planned

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15
Q

The rule does not apply to pre-need contracts that

A

was entered before rule was made

16
Q

Key stone of the funeral rule

17
Q

Who gets a GPL

A

anyone who asks in person

18
Q

Trigger to give price list

A

face to face

19
Q

You must give a GPL in all

A

pre-need situations

20
Q

The GPL should be in what format

A

Printed or typewritten

21
Q

name, address telephone number of the funeral providers place of business including the address and telephone number for each branch, the caption _______ ______ ______ and the effective dates of the price list should all be on the GPL

A

General Price List

22
Q

True/False you can change to wording given in the rule

23
Q

The first disclosure informs consumers that they have the right to select only what they want to buy except for

A

basic service fee

24
True/false the third sentence of the right of selection should be in bold face
True
25
The second disclosure tells the consumer that
the law does not require embalming
26
The third disclosure informs the consumers that they may use _____ ____ for direct cremation
alternative containers
27
You should place the third disclosure in immediate conjunction with the price range of
direct cremation
28
the forth disclosure tells the consumers about the
basic service fee
29
The fifth disclosure tells the consumer that a _____ _____ _____ is available
casket price list
30
The sixth Disclosure informs the consumer of that an
outer burial container is available
31
The rule requires you to _________ the prices for certian goods and services so consumers may choose only the elements of a funeral that they want
itemize
32
How many specified goods and services on the GPL are there
16
33
True/False You can list the specific goods and services in any way you want
True
34
The four items the rule requires you to list are
forwarding the remains, receiving the remains, direct cremation and immediate burial
35
You must tell the consumer that embalming is not required by law in
writing