FTC Rule Flashcards
What does FTC stand for?
Federal trade commission
What year did the FTC rule go in effect?
1984
What year did the commission revise the FTC rule?
1994
Misrepresenting legal, crematory, and cemetery requirements; embalming for a fee without permission; requiring the purchase of a casket for direct cremation; requiring consumers to buy certain funeral goods or services as a condition for furnishing other funeral goods and services and engaging in other deceptive or unfair practices are what the rule __________
Prohibits
How much are the penalties up to per violation?
16000
All _______ _______ must comply with the rule
Funeral providers
You are a funeral provider if you
Sell or offer to sell both funeral goods and services to the public
What are all products sold directly to the public in connection with funeral services
Funeral goods
Services used to care for and prepare bodies for burial, cremation, or other final disposition and services used to arrange, supervise, or conduct a funeral ceremony or final disposition of human remains is known as
Funeral services
You are a funeral provider if you sell or offer to sell funeral goods and
Both types of funeral services
True/False You do have to be a licensed funeral director and your business does have to be a licensed funeral home to be covered by the FTC rule
False
Cemeteries, crematories and other business can also funeral providers if ___________
they market both funeral goods and services
You are not covered by the FTC rule if you offer to sell funeral goods such as caskets but not
services relating to the disposition of remains
The FTC applies to both ___ need and ___ need
pre and at
In pre-need situations you must comply with the rule
at the time funeral arraignments are taking pre-planned
The rule does not apply to pre-need contracts that
was entered before rule was made
Key stone of the funeral rule
GPL
Who gets a GPL
anyone who asks in person
Trigger to give price list
face to face
You must give a GPL in all
pre-need situations
The GPL should be in what format
Printed or typewritten
name, address telephone number of the funeral providers place of business including the address and telephone number for each branch, the caption _______ ______ ______ and the effective dates of the price list should all be on the GPL
General Price List
True/False you can change to wording given in the rule
False
The first disclosure informs consumers that they have the right to select only what they want to buy except for
basic service fee