financial information providers

Question 1

independent financial advisor

Answer 1

they make a personalised plan to help you pursue your financial goals.
no commission
advice based on individual need and circumstance
advice is offered by professionals ,regulated

charge fees
dependant on the quality of the advisor

Question 2

citizens advice

Answer 2

to advice people on the problems they face
it is free
face to face online and telephone
offers a wide range of areas

trained volunteers not professionals
knowledge in finance may be limited

Question 3

debt counsellor

Answer 3

professionals who specialise in debt
regulated by fca and fos

it isnt free
just focuses on debt

Question 4

individual voluntary agreements

Answer 4

unbiased as advice is independent
help manage debts via regular payments

impact on credit ratings
fees are charged for the service

Question 5

price comparison website

Answer 5

free
access 24/7
easy to compare
does nit cover all provider