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HUMAN QUALITY > FINANCE > Flashcards

FINANCE Flashcards

0
Q

Interés acumulado

A

Accrued interest

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1
Q

Fecha de corte de la cuenta

A

Account cycle

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2
Q

Declaración jurada Afidávit

A

Affidavit

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3
Q

Tasa de interés anual

A

Annual percentage interest APR

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4
Q

Pagos atrasados

A

Arrears

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5
Q

Capital, activos, haberes, bienes

A

Assets

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6
Q

Cajero automático

A

ATM Automated Teller Machine

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7
Q

Saldo disponible

A

Available balance

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8
Q

Estado de cuenta

A

Billing statement

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9
Q

Presupuesto

A

Budget

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10
Q

Depósito a la vista

A

Call deposit

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11
Q

Tarjetahabiente

A

Card holder

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12
Q

Adelanto de efectivo

A

Cash advance

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13
Q

Certificado de depósito

A

Certificate of deposit

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14
Q

Garantía, presta, resguardo

A

Collateral

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15
Q

Cobranza, Cobros

A

Collection

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16
Q

Interés compuesto

A

Compound interest

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17
Q

Oficina o agente de crédito al consumidor

A

Consumer credit reporting agency

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18
Q

Préstamo convencional hipotecario

A

Conventional or mortgage loan

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19
Q

Fiador, aval

A

Co-signer

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20
Q

Costos, gastos, cargos

A

Costs, expenses, fees

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21
Q

Saldo a su favor

A

Credit balance

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22
Q

Cooperativa de ahorro y crédito

A

Credit union

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23
Q

Digno de crédito, solvente

A

Credit worthy

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24
Q

Emitir un cheque

A

To cut a check

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25
Q

Saldo en contra

A

Debit balance

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26
Q

Incumplimiento, morosidad, falta de pago

A

Default

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27
Q

Cuenta morosa o atrasada

A

Delinquent account

28
Q

Incumplimiento de pago, pago atrasado

A

Delinquent payment

29
Q

Ficha de depósito

A

Deposit slip

30
Q

Desembolso

A

Disbursement

31
Q

Cuota o pago inicial

A

Down payment

32
Q

Giro electrónico o telegráfico

A

Electronic draft

33
Q

Valor líquido, plusvalía

A

Equity

34
Q

Fondos en custodia o en depósitos de garantía

A

Escrow account

35
Q

Cooperativa federal de crédito

A

Federal credit union

36
Q

Cuota, cargo

A

Fee

37
Q

Debatir un cargo

A

File a dispute

38
Q

Tasa fija de interés

A

Fixed interest rate

39
Q

Ejecución hipotecaria

A

Foreclosure

40
Q

Fraude

A

Fraud

41
Q

Cargos fraudulentos

A

Fraudulent charges

42
Q

Periodo de gracia

A

Grace period

43
Q

Ingreso mensual bruto

A

Gross monthly income

44
Q

Línea de crédito sobre el patrimonio de la propiedad

A

Home equity line

45
Q

Préstamo sobre el patrimonio de la propiedad

A

Home equity loan

46
Q

Tasa de interés

A

Interest rate

47
Q

Cuenta conjunta o mancomunada

A

Joint account

48
Q

Cargo por pago atrasado

A

Late fee

49
Q

Vencimiento

A

Maturity

50
Q

Estado de cuenta del pago mensual

A

Monthly payment statement

51
Q

Cargo por sobregiro

A

Overdraft fee

52
Q

Plan o programa de pago

A

Parent schedule

53
Q

Saldo por liquidar

A

Pay-off amount

54
Q

Cheque a reflejar en la cuenta

A

To post a check

55
Q

Tasa preferencial

A

Prime rate

56
Q

Línea de crédito renovable o rotatoria

A

Revolving line of credit

57
Q

Número de ruta o identificación bancaria

A

Routing number

58
Q

Tarjeta de crédito respaldada por fondos

A

Secured card

59
Q

Aviso de suspensión de pago

A

Stop payment

60
Q

Fideicomiso

A

Trust

61
Q

Proceso de evaluación de un préstamo

A

Underwriting

62
Q

Comprobante

A

Voucher

63
Q

Garante, fiador

A

Warrantor

64
Q

Eximir o exonerar de una obligación

A

To waive

65
Q

Transferencia electrónica o telegráfica

A

Wire transfer

66
Q

Retirar, extraer, sacar

A

To withdraw

67
Q

Retener

A

To withhold

68
Q

Rendimiento

A

To yield

HUMAN QUALITY (2 decks)

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