Finance Flashcards by Vy Fastlearner

Q

ACH

Automated
Clearing
House

A

Cámara de compensación automatizada

Para pasar las cosas de una cuenta de un banco a otro

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Q

APR

A

Tasa porcentual/de interés anual

Annual
Percentage
Rate

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Q

ATM

A

Cajero automático

Automated
Teller
Machine

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Q

Balance

A

Saldo

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Q

Balance transfer

A

Transferencia de saldo

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Q

Checking account

A

Cuenta corriente/de cheques

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Q

Co-signer

A

Aval/Fiador

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Q

Collections

A

Departamento de cobranzas/cobros

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Q

Credit Check

A

Verificación de crédito/crediticia

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Q

Credit score

A

Puntaje/Calificación de crédito

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Q

Cut off time

A

Hora de cierre/límite

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Q

Default

A

Incumplimiento

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Q

Delinquency

A

Morosidad/falta de pago

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Q

Down payment

A

Pago/cuota inicial / Anticipo

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Q

Drive-through bank

A

Auto banco

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Q

Equity

A

Valor líquido/Plusvalía/Patrimonio/Capital

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Q

Escrow account

A

Cuenta de plica/de depósitos en garantía/fondos en custodia

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Q

File taxes

A

Declarar impuestos

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Q

Fixed interest rate

A

Tasa fija de interés

Q

Foreclosure

A

Ejecución/Jucio hipotecario/de la hipoteca

Q

Grace period

A

Período de gracia

Q

Gross monthly income

A

Ingreso mensual bruto

Q

Home equity line

A

Línea de crédito sobre el patrimonio de la propiedad

Q

Home equity loan

A

Préstamo sobre el patrimonio de la propiedad

Q

Installments

A

Pagos/Abonos/Cuotas

Q

Interest rate

A

Tasa de interés

Q

Late fee

A

Cargo por demora/pago atrasado

Q

Minimum balance

A

Saldo mínimo

Q

Money order

A

Giro postal

Q

Mortgage

A

Hipoteca / Préstamo hipotecario

Q

Net monthly income

A

Ingreso mensual neto

Q

Non-payment

A

Morosidad / Falta/incumplimiento del pago

Q

Overdraft

A

Sobregiro

Q

Overdraft fee

A

Cargo por sobregiro

Q

Payment arrangement

A

Arreglo/Acuerdo de pago

Q

Payoff/ Pay off

A

Liquidación/Liquidar/Saldar

Q

Pending balance

A

Saldo pendiente

Q

Routing number

A

Número de ruta/identificación bancaria

Q

Shortage

A

Escasez

Q

(Account/Bank) Statement

A

Estado de cuenta / Extracto bancario

Q

Tax return

A

Declaración de impuestos

Q

Underwriting

A

Evaluación de riesgos

Q

Void

A

Nulo/Anular

Q

Voided check

A

Cheque anulado

Q

Waive

A

Exonerar/Eximir/Condonar

Q

Withdrawal

A

Retiro