Finance Flashcards

1
Q

ACH

Automated
Clearing
House

A

Cámara de compensación automatizada

Para pasar las cosas de una cuenta de un banco a otro

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2
Q

APR

A

Tasa porcentual/de interés anual

Annual
Percentage
Rate

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3
Q

ATM

A

Cajero automático

Automated
Teller
Machine

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4
Q

Balance

A

Saldo

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5
Q

Balance transfer

A

Transferencia de saldo

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6
Q

Checking account

A

Cuenta corriente/de cheques

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7
Q

Co-signer

A

Aval/Fiador

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8
Q

Collections

A

Departamento de cobranzas/cobros

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9
Q

Credit Check

A

Verificación de crédito/crediticia

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10
Q

Credit score

A

Puntaje/Calificación de crédito

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11
Q

Cut off time

A

Hora de cierre/límite

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12
Q

Default

A

Incumplimiento

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13
Q

Delinquency

A

Morosidad/falta de pago

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14
Q

Down payment

A

Pago/cuota inicial / Anticipo

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15
Q

Drive-through bank

A

Auto banco

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16
Q

Equity

A

Valor líquido/Plusvalía/Patrimonio/Capital

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17
Q

Escrow account

A

Cuenta de plica/de depósitos en garantía/fondos en custodia

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18
Q

File taxes

A

Declarar impuestos

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19
Q

Fixed interest rate

A

Tasa fija de interés

20
Q

Foreclosure

A

Ejecución/Jucio hipotecario/de la hipoteca

21
Q

Grace period

A

Período de gracia

22
Q

Gross monthly income

A

Ingreso mensual bruto

23
Q

Home equity line

A

Línea de crédito sobre el patrimonio de la propiedad

24
Q

Home equity loan

A

Préstamo sobre el patrimonio de la propiedad

25
Q

Installments

A

Pagos/Abonos/Cuotas

26
Q

Interest rate

A

Tasa de interés

27
Q

Late fee

A

Cargo por demora/pago atrasado

28
Q

Minimum balance

A

Saldo mínimo

29
Q

Money order

A

Giro postal

30
Q

Mortgage

A

Hipoteca / Préstamo hipotecario

31
Q

Net monthly income

A

Ingreso mensual neto

32
Q

Non-payment

A

Morosidad / Falta/incumplimiento del pago

33
Q

Overdraft

A

Sobregiro

34
Q

Overdraft fee

A

Cargo por sobregiro

35
Q

Payment arrangement

A

Arreglo/Acuerdo de pago

36
Q

Payoff/ Pay off

A

Liquidación/Liquidar/Saldar

37
Q

Pending balance

A

Saldo pendiente

38
Q

Routing number

A

Número de ruta/identificación bancaria

39
Q

Shortage

A

Escasez

40
Q

(Account/Bank) Statement

A

Estado de cuenta / Extracto bancario

41
Q

Tax return

A

Declaración de impuestos

42
Q

Underwriting

A

Evaluación de riesgos

43
Q

Void

A

Nulo/Anular

44
Q

Voided check

A

Cheque anulado

45
Q

Waive

A

Exonerar/Eximir/Condonar

46
Q

Withdrawal

A

Retiro