finan Flashcards

1
Q

Gross income

A

Ingreso Bruto

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2
Q

Net income

A

Ingreso Neto

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3
Q

Earnings before interest, tax, depreciation and amortization (EBITDA)–

A

Ganancia antes de intereses, impuestos, depreciación y amortización

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4
Q

● 401K Plan

A

Plan 401K

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5
Q

Ability to pay

A

Capacidad de pago

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6
Q

Account

A

Cuenta

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7
Q

Accrued

A

Cuenta

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8
Q

Acknowledgement

A

Conocimiento

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9
Q

Additional principal payment

A

Pago adicional hacia el capital

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10
Q

Adjustable interest rate

A

Tasa de interés ajustable

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11
Q

Affidavit

A

Declaración jurada

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12
Q

Affordable

A

Asequible

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13
Q

Alimony

A

Pensión alimenticia

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14
Q

Amortization

A

Amortización

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15
Q

Appeal

A

Apelación

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16
Q

Annual Percentage Rate (APR)

A

Tasa efectiva anual

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17
Q

Appraisal

A

Tasación

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18
Q

Appraiser

A

Tasador

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19
Q

Asset

A

Bien

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20
Q

ATM

A

Cajero automatico

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21
Q

Auto-pay

A

Pago automático

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22
Q

Back Pay

A

Pagos retroactivos

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23
Q

Balance

A

Saldo

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24
Q

Bank statement

A

Estado de cuenta

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25
Q

Bill

A

Factura/Recibo

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26
Q

Broker

A

Corredor

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27
Q

Budget

A

Presupuesto

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28
Q

Co-borrower

A

Coprestatario

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29
Q

Collection

A

Cobro

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30
Q

Co-signer

A

Confirmante

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31
Q

Credit union

A

Cooperativa de crédito

32
Q

Deed

A

Escritura título de inmueble

33
Q

Deed-in-lieu of foreclosure

A

Escritura en lugar de ejecución hipotecaria

34
Q

Deferral

A

Diferido

35
Q

Delinquent

A

Moroso

36
Q

Down payment

A

Pago inicial

37
Q

Escrow account

A

Cuenta de depósito de garantía

38
Q

Eviction

A

Desalojo

39
Q

Felony

A

Delito grave

40
Q

Federal Emergency Management Agency (FEMA)

A

Agencia Federal para el
Manejo de Emergencias

41
Q

Fees

A

Cargos

42
Q

Foreclosure

A

Ejecución hipotecaria

43
Q

Fraud

A

Fraude

44
Q

GAP (Guaranteed Asset Protection) Insurance

A

Seguro GAP (Programa de
Protección Garantizada)

45
Q

Hardship

A

Dificultad económica

46
Q

Home equity line of credit

A

Línea de crédito garantizada por la plusvalía

47
Q

Homestead

A

Bien de familia inembargable

48
Q

Income

A

Ingreso

49
Q

Installment

A

Cuota

50
Q

Interest Rate

A

Tasa de interés

51
Q

Joint account

A

Cuenta Mancomunada

52
Q

Lease

A

Contrato de arrendamiento

53
Q

Life of loan

A

Vigencia del préstamo

54
Q

Lost wages

A

Salario perdido

55
Q

Lump sum

A

Pago total/suma total

56
Q

Maturity date of the loan

A

Fecha de vencimiento del préstamo

57
Q

Mortgage

A

Hipoteca

58
Q

Out-of-pocket expense

A

Gastos personales

59
Q

Partial Payment

A

Pago parcial

60
Q

Overdraft

A

Sobregiro

61
Q

Past due amount

A

Monto Vencido

62
Q

Pay stub

A

Talón de pago

63
Q

Profit and loss

A

Pérdidas y ganancias

64
Q

Refund

A

Reembolso

65
Q

Renewal

A

Renovación

66
Q

Retaliate

A

Tomar represalias

67
Q

Routing number

A

Número de ruta

68
Q

Savings account

A

Cuenta de ahorros

69
Q

Secured loan

A

Préstamo garantizado

70
Q

Self-employed

A

Trabajador independiente

71
Q

Settlement

A

Resolución

72
Q

Short sale

A

Venta corta

73
Q

Skimming

A

Clonación de tarjeta

74
Q

Trust

A

Fideicomiso

75
Q

Usage

A

Consumo mensual

76
Q

Underwriter

A

Evaluador de riesgo

77
Q

Utilities

A

Servicios públic