FINALS | LESSON 7

Question 1

Information about people is ___, ____, ___, and ____ because organizations can use it to make better decisions.

Answer 1

gathered, stored, analyzed, and reported

Question 2

The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized.

Answer 2

Fourth Ammendment

Question 3

“the right to be left alone—the most comprehensive of rights, and the right most valued by a free people.”

Answer 3

right of privacy

Question 4

the ability to communicate with others without those communications being monitored by other persons or organizations

Answer 4

communications privacy -

Question 5

the ability to limit access to one’s personal data by other individuals and organizations in order to exercise a substantial degree of control over that data and its use

Answer 5

data privacy

Question 6

____ is the combination of communications privacy and data privacy

Answer 6

Information privacy

Question 7

Informationv privacy was coined by

Answer 7

Roger Clarke

Question 8

Privacy Laws, Applications, and Court Rulings: Financial Data

The ____ regulates the operations of credit-reporting bureaus, including how they collect, store, and use credit information.

Answer 8

Fair Credit Reporting Act (1970)

Question 9

Privacy Laws, Applications, and Court Rulings: Financial Data

Fair Credit Reporting Act (1970) is enforced by

Answer 9

U.S. Federal Trade Commission

Question 10

Privacy Laws, Applications, and Court Rulings: Financial Data

The ____ protects the records of financial institution customers from unauthorized scrutiny by the federal government. Under this act, a customer must receive written notice that a federal agency intends to obtain their financial records, along with an explanation of the purpose for which the records are sought.

Answer 10

Right to Financial Privacy Act (1978)

Question 11

Privacy Laws, Applications, and Court Rulings: Financial Data

The____ also known as the Financial Services Modernization Act of 1999, was a bank deregulation law that repealed a Depression-era law known as Glass-Steagall.

Answer 11

Gramm-Leach-Bliley Act (GLBA) (1999)

Question 12

Privacy Laws, Applications, and Court Rulings: Financial Data

Gramm-Leach-Bliley Act/Financial Services Modernization Act of 1999, was a bank deregulation law that repealed a Depression-era law known as ____.

Answer 12

Glass-Steagall

Question 13

Privacy Laws, Applications, and Court Rulings: Financial Data

GLBA also included three key rules that affect personal privacy:

Answer 13

• Financial Privacy Rule
• Safeguards Rule
• Pretexting Rule

Question 14

GLBA: 3 KEY RULES

This rule established mandatory guidelines for the collection and disclosure of personal financial information by financial organizations.

Answer 14

Financial Privacy Rule

Question 15

GLBA: 3 KEY RULES

This rule requires each financial institution to document a data security plan describing the company’s preparation and plans for the ongoing protection of clients’ personal data

Answer 15

Safeguards Rule

Question 16

GLBA: 3 KEY RULES

This rule addresses attempts by people to access personal information without proper authority by such means as impersonating an account holder or phishing.

Answer 16

Pretexting Rule

Question 17

Privacy Laws, Applications, and Court Rulings: Financial Data

The____was passed in 2003 as an amendment to the Fair Credit Reporting Act

Answer 17

Fair and Accurate Credit Transactions Act (2003)

Question 18

Privacy Laws, Applications, and Court Rulings: Financial Data

Fair and Accurate Credit Transactions Act allows consumers to request and obtain a free credit report once each year from each of the three primary consumer credit reporting companies:

Answer 18

• Equifax
• Experian
• TransUnion

Question 19

Privacy Laws, Applications, and Court Rulings: Health Information

The ____ was designed to improve the portability and continuity of health insurance coverage; to reduce fraud, waste, and abuse in health insurance and healthcare delivery; and to simplify the administration of health insurance.

Answer 19

Health Insurance Portability and Accountability Act (HIPAA) (1996)

Question 20

Privacy Laws, Applications, and Court Rulings: Health Information

The U.S. Department of Health and Human Services’ ____, is a federal agency responsible for enforcing civil rights and health privacy rights

Answer 20

Office for Civil Rights (OCR)

Question 21

Privacy Laws, Applications, and Court Rulings: Health Information

The ____ is a wide-ranging act passed in 2009 that authorized $787 billion in spending and tax cuts over a 10-year period.

Answer 21

American Recovery and Reinvestment Act (2009)

Question 22

Privacy Laws, Applications, and Court Rulings: Health Information

American Recovery and Reinvestment Act Title XIII, Subtitle D of this act, known as the ____, included strong privacy provisions for electronic health records , including banning the sale of health information, promoting the use of audit trails and encryption, and providing rights of access for patients.

Answer 22

Health Information Technology for Economic and Clinical Health Act, or HITECH)

Question 23

Privacy Laws, Applications, and Court Rulings: Children’s Personal Data

The ____ is a federal law that assigns certain rights to parents regarding their children’s educational records.

Answer 23

Family Educational Rights and Privacy Act (FERPA)

Question 24

Privacy Laws, Applications, and Court Rulings: Children’s Personal Data

According to the ____, any Web site that caters to children must offer comprehensive privacy policies, notify parents or guardians about its data collection practices, and receive parental consent before collecting any personal information from children under 13 years of age.

Answer 24

Children’s Online Privacy Protection Act (COPPA)

Question 25

Privacy Laws, Applications, and Court Rulings: Electronic Surveillance

The ____ established the Federal Communications Commission and gave it responsibility for regulating all non-federal-government use of radio and television broadcasting and all interstate telecommunications as well as all international communications that originate or terminate in the United States. The act also restricted the government’s ability to secretly intercept communications.

Answer 25

Communications Act

Question 26

Privacy Laws, Applications, and Court Rulings: Electronic Surveillance

The ____ describes procedures for the electronic surveillance and collection of foreign intelligence information in communications between foreign powers and the agents of foreign powers.

Answer 26

Foreign Intelligence Surveillance Act (FISA)

Question 27

Privacy Laws, Applications, and Court Rulings: Electronic Surveillance

Title III of the ____ , also known as the Wiretap Act, regulates the interception of wire (telephone) and oral communications.

Answer 27

Omnibus Crime Control and Safe Streets Act