Final Study Flashcards
Managed care has simplified the patient’s responsibility for payment.
True/False
True
With managed care options, there is less emphasis on the medical assistant needing to be accurate and timely when filing insurance claims.
True/False
False
Preexisting conditions usually require a waiting period.
True/False
True
“Coordination of benefits” means that the insurance companies will take care of the paperwork.
True/False
False
Co-payment is the amount the insurance will cost the patient each month.
True/False
False
The _______ is a doctor chosen by the patient who is the first doctor the patient sees and is responsible for making referrals for further treatment by a specialist or for hospitalization.
Preauthorization
Primary Care Provider
Preferred Provider Organization
Referral
Primary Care Provider
A ________ allows the enrollee to have the freedom to obtain medical care from an HMO provider or to self-refer to a non-HMO provider at a greater cost
Preauthorization
Proof of Eligibility
Point of Services Plan (POS)
PPO
Point of Services Plan (POS)
The _________ was developed using values for each medical and surgical procedure based on work, practice, and malpractice costs and factoring in the regional differences.
Resource-based relative value system
Self insurance
Adjustment
Preauthorization
Resource-based relative value system
_________ means that prior notice and approval needs to be obtained before services will be covered.
Adjustment
Referral
Preauthorization
Benefit period
Preauthorization
A ________ is an organization of providers who network together to offer discounts to purchasers for health care insurance.
Resource-based relative value system
Usual customary and reasonable
Primary care provider
Preferred Provider Organization (PPO)
Preferred Provider Organization (PPO)
The ________ is the specified time during which benefits will be paid under certain types of health insurance coverage.
Benefit period
Referral
Self insurance
Adjustment
Benefit period
The amount a provider writes off the patient’s account is known as an ________.
Proof of eligibility
Preauthorization
Adjustment
Benefit period
Adjustment
________ is prescription drug coverage by Medicare.
Part B
Part C
Part D
Part A
Part D
Covers outpatient expenses including providers’ fees, lab tests, and radiologic studies.
Part A
Part B
Part C
Part D
Part B
Covers hospital admission and stays.
Part A
Part B
Part C
Part D
Part A
Advantage Insurance is Part ___.
Part A
Part B
Part C
Part D
Part C
Does not require a monthly payment.
Part A
Part B
Part C
Part D
Part A
Will start paying for services after a $147 deductible has been met.
Part A
Part B
Part C
Part D
Part B
Covers hospice care.
Part A
Part B
Part C
Part D
Part A
Match the words to the descriptions below.
Adjustment Capitation COB EOB Medigap policy
- Plan to determine salary of the provider
- Individual plan covering the patient’s medicare deductible and co-pay
- Provision of an insurance contract that limits benefits to 100% of the cost
- Increase or decrease to patient accounts
- Insurance report that is sent with claim payment
Adjustment * Increase or decrease to patient accounts
Capitation * Plan to determine salary of the provider
COB * Provision of an insurance contract that limits benefits to 100% of the cost
EOB * Insurance report that is sent with claim payment
Medigap policy * Individual plan covering the patient’s medicare deductible and co-pay