Final Flashcards

1
Q

Conventional loan:

A

Interest rate is fixed for the duration of the loan.

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2
Q

Adjustable-rate loan (variable-rate loan)

A

Interest rate may change every period, as specified in the loan.

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3
Q

How much are points?

A

One point is equal to 1% of the loan amount.

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4
Q

What is the maximum monthly house payment the bank thinks you can afford?

A

28%

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5
Q

How do you find simple mortgage?

A

Cost of the house minus the down payment

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6
Q

In Chinese numerals, what do you do when you have to write zero?

A

Put the face character in. One face character can stand for two zeros.

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7
Q

Circuit:

A

path that begins and ends at the same vertex.

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8
Q

Path:

A

A sequence of adjacent vertices and the edges connecting them.

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9
Q

bridge

A

an edge that, if removed from a connected graph, would create a disconnected graph.

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10
Q

Fleury’s Algorithm:

A
  1. Use Euler’s theorem to determine whether an Euler path or Euler circuit exists.2. If the graph has no odd vertices (therefore has an Euler circuit) choose any vertex as the starting point. If the graph has exactly two odd vertices (therefore has an Euler path) choose one of the odd vertices as the starting point.3. Begin to trace edges as you move through the graph. Number the edges as you trace them. Since you can’t trace any edges twice, once an edge is traced consider it “invisible.”4. When faced with a choice of edges to trace, if possible, choose an edge that is not a bridge (ie, don’t create a disconnected graph with your choice of edges).5. Continue until each edge of the entire graph has been traced once.
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11
Q

Fleury’s Algorithm:

A
  1. Use Euler’s theorem to determine whether an Euler path or Euler circuit exists.
  2. If the graph has no odd vertices (therefore has an Euler circuit) choose any vertex as the starting point. If the graph has exactly two odd vertices (therefore has an Euler path) choose one of the odd vertices as the starting point.
  3. Begin to trace edges as you move through the graph. Number the edges as you trace them. Since you can’t trace any edges twice, once an edge is traced consider it “invisible.”
  4. When faced with a choice of edges to trace, if possible, choose an edge that is not a bridge (ie, don’t create a disconnected graph with your choice of edges).
  5. Continue until each edge of the entire graph has been traced once.
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12
Q

Nearest Neighbor Algorithm:

A

. Represent the problem with a complete, weighted graph.

  1. Identify the starting vertex.
  2. Of all the edges, attached to the starting vertex, choose the edge that has the smallest weight. This edge is generally either the shortest distance or the lowest cost. Travel along this edge to the second vertex.
  3. At the second vertex, choose the edge that has the smallest weight that does not lead to a vertex already visited. Travel along this edge to the third vertex.
  4. Continue this process, each time moving along the edge with the smallest weight until all the vertices are visited.
  5. Travel back to the original vertex.
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13
Q

Is the set of rational numbers a group under the operation of​ addition?

A

YES

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14
Q

Tree=

A

a connected path where every edge is a bridge

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15
Q

Place-value or Positional-value System:

A

The value of the symbol depends on its position in the representation of the number. For example, the 2 in the number 20 would represent 2 tens and the 2 in the number 200 represents 2 100’s.

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16
Q

Napier’s Rods

A

Each rod is divided into 10 blocks. Multiples are written across the diagonal of a square. To multiply one number by another you need to align the digits as they are positioned in the given number against the row of multiples as shown.
You look for a number that you are multiplying your large number by and read the results from right to left by adding the digits in each square diagonally in the appropriate row.

Multiplication is thus reduced to addition. For example: to multiply 249 by 9, you need first to position your rods to get the first rod followed by rods beginning with 2, 4, and 9 aligned (or put into a frame).
Add the numbers diagonally in the 9th row and look from right to left

17
Q

Mathematical System:

A

Consists of a set of elements and at least one binary operation

18
Q

Annuity:

A

An account into which, or out of which, a sequence of scheduled payments is made.